#75 - The Ultimate Guide to Targets in YNAB
Budget Nerds4 Loka 2023

#75 - The Ultimate Guide to Targets in YNAB

Forecasting is kind of a dirty word at YNAB, because the Four Rule are all about budgeting the dollars you have now, and not counting on future dollars that haven't arrived yet. However, it's still useful to plan for future expenses, and understand how the timing of those expenses will affect how much money you need to set aside each month to cover them when they come due. Expense timing can be complex, too -- some things hit weekly, biweekly, monthly, others hit at odd intervals like every 3 weeks or 6 months. YNAB has tools to handle these! Targets are a powerful way to organize and understand your expenses no matter how complex the timing is.

Ben and Ernie dive deep into the various target types available in YNAB, and clever ways you can use them to track expenses, track debt pay down, and more.

Share your YNAB wins with Ben and Ernie!

budgetnerds@ynab.com

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#97 - What If YNAB Paid You to Use It? And Other Sketchy Ideas from Ben Markley (Sketchy Advice)

#97 - What If YNAB Paid You to Use It? And Other Sketchy Ideas from Ben Markley (Sketchy Advice)

On today's episide Ben and Ernie welcome another Ben to the show -- Ben Markley, host of YNAB's Sketchy Advice series on YouTube. Ben has a reputation for striking metaphors and thought provoking idea...

21 Elo 202449min

#96 - Ask the Nerds: Grab Bag Edition

#96 - Ask the Nerds: Grab Bag Edition

Ben and Ernie get a handful of recurring questions that aren't quite big enough topics to make into their own episode, but nevertheless deserve to be answered! In today's show, they tackle some of tho...

7 Elo 202451min

#95 - Managing Variable Income as a Busy Graduate Student: Jasmin Green, PhD Student UC Davis

#95 - Managing Variable Income as a Busy Graduate Student: Jasmin Green, PhD Student UC Davis

The Budget Nerds have covered the spending habits of a lot of married folks with families, but what about the single people out there? In today's episode, Ben and Ernie speak with Jasmin Green, a PhD ...

24 Heinä 20241h 31min

#94 - How Does It Feel to Be a Month Ahead? Budget Nerds Weigh In

#94 - How Does It Feel to Be a Month Ahead? Budget Nerds Weigh In

Getting a month ahead with your money is a milestone for many YNAB'ers. Being a "month ahead" means that when the first of the month hits, all your bills and expenses for that new month are already pa...

10 Heinä 202444min

#93 - Dream Bigger Than Your Bills!

#93 - Dream Bigger Than Your Bills!

Today Ben and Ernie are joined by returning guest and YNAB Lead Educator, Erin Lowell, who posed the idea of thinking bigger with your money. Many people come to YNAB seeking a way to escape the paych...

26 Kesä 202435min

#92 - Are You Doing YNAB? Tracking Expenses vs YNABing

#92 - Are You Doing YNAB? Tracking Expenses vs YNABing

It's a common story: a person finds YNAB and starts using the software, only realize months (sometimes years) down the road that they weren't actually following the YNAB method. They were just trackin...

12 Kesä 202437min

#91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club

#91 - Windfalls, Learning to Invest, and YNAB 4: Jeremy Schneider of Personal Finance Club

Ben and Ernie chat with Jeremy Schneider, an entrepreneur turned personal finance teacher who aims to demystify the confusing world of investing with simple, unbiased information. In his early 20's, J...

29 Touko 20241h 9min

#90 - YNAB Mega Wins: Round Two

#90 - YNAB Mega Wins: Round Two

Ben and Ernie open their inboxes for another mega round of YNAB wins -- stories from YNAB users about positive outcomes, reduced stress, and newfound confidence with their money. In today's mega episo...

15 Touko 20241h 3min

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