#87 - Stop Making Boring Financial Goals
Budget Nerds3 Huhti 2024

#87 - Stop Making Boring Financial Goals

Ben and Ernie respond to a recent survey reported by Jill Schlesinger on CBS Morning about American's 2024 financial resolutions. The top responses: save more money (41%), pay down debt (38%), and spend less (30%). BORING! Ben rants about why "spending less money" is not a good financial plan, and Ernie highlights the importance of putting a why behind goals like paying down debt. There's nothing wrong with paying down debt, of course, but to be successful, and to to truly practice the YNAB habits, there needs to be a reason why you want to pay down the debt. Maybe it's to fund a vacation that you haven't been able to take before, maybe it's to buy something big for your favorite hobby, or maybe it's to fund a charitable cause. As Ben explains, your spending is part of the way you express yourself in the world, so you need to be clear with your priorities and values.

To that end, Ben and Ernie share some of the most interesting financial goals and resolutions sent in by fellow budget nerds. From buying a forever violin, to founding a college endowment, to traveling the US in a custom-built bus, there are very creative and meaningul responses!

Share your YNAB wins with Ben and Ernie!

budgetnerds@ynab.com

Follow Budget Nerds on YouTube:

https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(116)

#125 - All the Ways to Easily Add Transactions

#125 - All the Ways to Easily Add Transactions

You may have noticed some recent changes to the YNAB app, starting with no more "add transaction" button in the bottom row of the screen. It was a little jarring for Ben and Ernie at first, but they q...

24 Syys 202539min

#124 - 7 Habits That Changed Our Money Forever

#124 - 7 Habits That Changed Our Money Forever

It's often said that sucess is the result of your daily habits. In today's episode, Ben and Ernie talk about seven habits that completed changed how they think about and act around money, including: ...

10 Syys 20251h 18min

#123 - How to Start YNAB (Simple, No Hassle Setup)

#123 - How to Start YNAB (Simple, No Hassle Setup)

YNAB is a powerful, flexible piece of software, but there is a learning curve. In today's episode, Ben and Ernie teach you how to setup a YNAB spending plan from scratch, and the essential features yo...

27 Elo 20251h 2min

#122 - Feeling Stuck? These 26 YNAB Wins Will Inspire You

#122 - Feeling Stuck? These 26 YNAB Wins Will Inspire You

It's been a while since Ben and Ernie have had a good old fashioned YNAB wins show, so here's another one! Ben and Ernie collected wins big and small from YNAB'ers improving their relationship with sp...

13 Elo 202557min

#121 - The Weirdest Categories We've Ever Seen (and Loved)

#121 - The Weirdest Categories We've Ever Seen (and Loved)

Through all the category breakdown episodes, Ben and Ernie have seen some thought-provoking, inspiring, funny, and downright weird categories from YNAB'ers. Today's episode is all about celebrating th...

30 Heinä 202545min

#120 - Your Categories Are Not Alone! The New YNAB Templates

#120 - Your Categories Are Not Alone! The New YNAB Templates

Have you felt overwhelmed trying to think of categories for your money when you start a fresh spending plan? Or just wished someone would come up with new categories for you when you need to plan for ...

16 Heinä 20251h 2min

#119 - Lauren's YNAB Categories (PLUS How She Breaks the Multi-Currency Rules)

#119 - Lauren's YNAB Categories (PLUS How She Breaks the Multi-Currency Rules)

In today's episode Ben and Ernie chat with Lauren, a long time YNAB user going back to YNAB4 and a Customer Support Specialist at YNAB. Though she was born in the US, Lauren is of Korean descent and s...

2 Heinä 20251h 15min

#118 - Getting the Most Out of YNAB

#118 - Getting the Most Out of YNAB

You don't have to be a power user for YNAB to help you gain control over your money, start loving the way you spend, and change your life. But there's a lot of power under the hood, and Ben and Ernie ...

18 Kesä 20251h 16min

Suosittua kategoriassa Koulutus

rss-murhan-anatomia
psykopodiaa-podcast
voi-hyvin-meditaatiot-2
adhd-podi
rss-rahamania
rss-liian-kuuma-peruna
rss-vapaudu-voimaasi
psykologia
rss-laadukasta-ensihoitoa
rss-narsisti
kesken
rss-valo-minussa-2
rss-arkea-ja-aurinkoa-podcast-espanjasta
rahapuhetta
rss-niinku-asia-on
rss-keskeneraiset-aidit
rss-naistalk
rss-duodecim-lehti
rss-tfa-8020-podcast
rss-luonnollinen-synnytys-podcast