228: Finance Friday: Is “Random Spending” Ruining Your Budget?

228: Finance Friday: Is “Random Spending” Ruining Your Budget?

“Beware of little expenses; a small leak will sink a great ship.” This is the topic of today’s episode, where we interview Jenny for a Finance Friday review. Jenny is finishing up her fourth degree and has been working throughout grad school to help her family. Her husband brings in a sizable income, but he wants to retire in 2030 and spend more time with their (future) kids. Jenny has great control over her fixed expenses, but as for her variable expenses...not so much. Her family is consistently teetering between $1,000 a month and $2,400 a month in variable expenses, many of which can be resolved with some simple shopping tweaks (like leaving your credit card at home when you go to the grocery store). Luckily, they’ve invested a fair amount of their take-home pay, have a stellar 401(k) match, and are about to have dual incomes once Jenny is out of school. If you’re having trouble keeping a hold on your variable expenses, such as random Amazon shopping, tune in for this episode for advice on exactly what to do. In This Episode We Cover How to plan for retirement with two full-time incomes Paying off your home vs. investing in assets like index funds and real estate Taking advantage of 401(k) matches and maxing out retirement accounts Leveraging a future job to pay off student loans How to curtail your variable expenses and reduce “random spending” Why someone with “mortgage anxiety” should be wary of real estate investing And So Much More! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jaksot(744)

62: Taking Advantage of ALL Opportunities Life Throws at You with Anna Li

62: Taking Advantage of ALL Opportunities Life Throws at You with Anna Li

Anna Li moved to America from Uzbekistan when she was 22. On today’s episode, she shares the opportunities she’s been presented with—and taken advantage of—from an opportunity to learn at the first no...

4 Maalis 20191h 31min

61: The Repeatable Path to Financial Independence with Reshawn & Rob from Learn Hustle Grow

61: The Repeatable Path to Financial Independence with Reshawn & Rob from Learn Hustle Grow

Reshawn and Rob got married nine years ago, joining their lives, families and bank accounts. Premarital counseling revealed two different views on money—and they knew if they wanted to stay married, t...

25 Helmi 201959min

60: Rejecting a Scarcity Mindset and Going All-In on Apartment Investing with Gino Barbaro

60: Rejecting a Scarcity Mindset and Going All-In on Apartment Investing with Gino Barbaro

Gino Barbaro was a chef, working hard every day. He made good money and had no debt, but never seemed to be able to save more than 10%. He started dabbling in real estate investing, and after closing ...

18 Helmi 201953min

59: Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens

59: Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens

Scott Rieckens was raised in a Navy family. He lived on base and often shopped in the commissary. It gave him a rather skewed sense of what things actually cost. Fast-forward to adulthood. He knew h...

11 Helmi 20191h 16min

58: Optimizing Every Channel to Achieve Financial Freedom with Grant Sabatier

58: Optimizing Every Channel to Achieve Financial Freedom with Grant Sabatier

Grant grew up knowing his parents didn’t have much money. He recognized their constant stress about finances throughout his childhood, and one of his first memories was his dad telling him, “Money is ...

4 Helmi 20191h 15min

57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

Tim and Amy were frugal—or so they thought. They spent less than they earned, so they figured they were doing it right. Then one day, they happened upon the concept of financial independence. Turns ou...

28 Tammi 201959min

56: Change Your Personal Finances (& Your Millennial Money Mindset) with Paychecks & Balances

56: Change Your Personal Finances (& Your Millennial Money Mindset) with Paychecks & Balances

Rich Jones and Marcus Garrett are the men behind Paychecks and Balances, a podcast aimed at helping Millennials figure out their finances. And they should know a little on the subject—both Rich and Ma...

21 Tammi 20191h 8min

Testing Your Portfolio BEFORE Retirement with Millennial Revolution

Testing Your Portfolio BEFORE Retirement with Millennial Revolution

A little over halfway into BiggerPockets Money Podcast episode 55, Bryce dropped a bombshell: “We had three years of runway before we actually pulled the trigger.” What he meant is that they tested th...

15 Tammi 201939min

Suosittua kategoriassa Liike-elämä ja talous

sijotuskasti
mimmit-sijoittaa
rss-rahapodi
psykopodiaa-podcast
hyva-paha-johtaminen
ostan-asuntoja-podcast
rss-rahamania
rss-lahtijat
rss-startup-ministerio
rss-seuraava-potilas
rss-sami-miettinen-neuvottelija
rahapuhetta
rss-rentotapaus
rss-sisalto-kuntoon
rss-porssipodi
sijoituspodi
rss-lain-elamaa
rss-rikasta-elamaa
rss-tuottava-ja-hyvinvoiva-pk-yritys
rss-asiakaskokemusklubi