276: Carl and Mindy’s Spending Summary: Why Did We Go So Over Budget in January?

276: Carl and Mindy’s Spending Summary: Why Did We Go So Over Budget in January?

Emergency funds, frugal experiments, free photons, and “thoughtful spending” were just a few things that came to light during Carl and Mindy Jensen’s January 2022 budget recap. If you didn’t know already, Mindy has been publicly tracking her expenses and budgeting for BiggerPockets Money listeners (and the world) to see. But of course, as soon as Mindy shared her public budget, things started to go awry. Nothing says “let’s start the month off right” like car repairs, furnace replacements, and sky-high gas prices. But, Mindy isn’t a quitter! Even with some big emergency expenses, she and Carl have managed to stay within budget for most of their costly categories in spite of life's fun financial curveballs. Carl and Mindy discuss their January “frugal experiment” including hotels and air fryers, how “dry January” became “moist January”, and why this financial powerhouse has opted out of the traditional emergency fund. If you’re starting this year with a few budget busters like Carl and Mindy, don’t let it keep you from hitting your overall 2022 spending goals. Track it, stick with it, and shoot for FI! In This Episode We Cover How expense tracking inadvertently stops you from overspending Using money in the most efficient way possible so you can increase your “thoughtful spending” Budgeting wins (and challenges) that Mindy and Carl faced this January Preparing from unexpected budget busters and whether or not an emergency fund is necessary How to allocate large bills throughout the year so you don’t go over budget Splurging on things you truly enjoy while keeping everyday costs as simplistic as possible And So Much More! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jaksot(744)

Paul Merriman’s 4-Step Portfolio Strategy for Long-Term Wealth

Paul Merriman’s 4-Step Portfolio Strategy for Long-Term Wealth

In this episode of the BiggerPockets Money podcast, hosts Mindy Jensen and Scott Trench are joined by Paul Merriman. Paul shares decades of investing wisdom and explains why simple index investing oft...

17 Helmi 1h 22min

The New FIRE? Why Time Freedom Beats Early Retirement

The New FIRE? Why Time Freedom Beats Early Retirement

What if financial independence isn’t about retiring early — but about controlling your time right now? In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench sit down...

13 Helmi 57min

The Ultimate Guide to Finding Your Ideal Side Hustle

The Ultimate Guide to Finding Your Ideal Side Hustle

How do you choose a side hustle that actually makes money instead of wasting your time? In this episode of the BiggerPockets Money Podcast Nick Loper from Side Hustle Nation breaks down exactly how to...

10 Helmi 58min

Debate: AUM vs Flat Fee Which is Better?

Debate: AUM vs Flat Fee Which is Better?

In this episode of the BiggerPocketsMoney podcast, Mindy Jensen and Scott Trench host Ryan Sterling, CEO of NerdWallet Wealth Partners, to discuss the nuances of different financial advisor compensati...

6 Helmi 1h 7min

How We Built a $1M Net Worth by 32 (Step-by-Step Breakdown)

How We Built a $1M Net Worth by 32 (Step-by-Step Breakdown)

Trevor and his wife reached a $1 million net worth by age 32 and are on track to achieve financial independence well before 40. In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen a...

3 Helmi 55min

The 4% Rule Was Never Designed for FIRE’s Healthcare Reality

The 4% Rule Was Never Designed for FIRE’s Healthcare Reality

The 4% rule has a major flaw: it doesn't account for healthcare costs. If you're planning to retire early, health insurance premiums will rise sharply as you age—from your 30s through your 60s before ...

30 Tammi 57min

The Major MONEY Milestones To Hit By EVERY Decade!

The Major MONEY Milestones To Hit By EVERY Decade!

Are you on track to achieve financial independence? In this episode of the BiggerPockets Money podcast, Mindy Jensen and Scott Trench outline the essential financial milestones for your 20s, 30s, 40s,...

27 Tammi 47min

The Proven Path to Financial Independence by 44

The Proven Path to Financial Independence by 44

Should you retire the second you hit financial independence, or is there value in working just a little longer? Steven faced this exact decision at 40 and chose to work four more years. The result? He...

23 Tammi 49min

Suosittua kategoriassa Liike-elämä ja talous

sijotuskasti
mimmit-sijoittaa
rss-rahapodi
psykopodiaa-podcast
hyva-paha-johtaminen
ostan-asuntoja-podcast
rss-rahamania
rss-sami-miettinen-neuvottelija
rss-lahtijat
rss-rentotapaus
kultaiset-hoitajat
rss-startup-ministerio
rss-seuraava-potilas
herrasmieshakkerit
rss-strategian-seurassa
asuntoasiaa-paivakirjat
rss-h-asselmoilanen
rss-tyoelamasta-podcast
rss-vaikuttavan-opettajan-vierella
rss-set-for-life-sijoita-ja-vaurastu