How to Fix the Retirement Savings Crisis

How to Fix the Retirement Savings Crisis

Why 401k and other defined contribution schemes are flawed, leading to a generation of workers unprepared for retirement. What are the solutions to fix the mess.

Topics

  • Why 401k and other defined contributions haven't worked, despite their popularity
  • Why defined benefit pension plans declined
  • Why 401k plans are treated like emergency funds
  • How to combine the best of 401k and defined benefit pension plans


Sponsors

LinkedIn Jobs – Use this link to post your job for free on LinkedIn Jobs

Monarch Money – Get an extended 30-day free trial

Insiders Guide Email Newsletter

Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

Our Premium Products

Asset Camp

Money for the Rest of Us Plus

Show Notes

The Shift that Redefined Retirement Security by Shashwat Vidhu Sher—SSRN

Was the 401(k) a Mistake? by Michael Steinberger—The New York Times Magazine

Who Has Retirement Accounts? New Data Reveal Inequality in Retirement Account Ownership by Maria G. Hoffman, Mark A. Klee and Briana Sullivan—United States Census Bureau

U.S. Retirement Assets: Data in Brief—Congressional Research Service

Where do my CPP contributions go?—CPP Investments

Related Episodes

460: Should You Be Invested 100% in Stocks Before and During Retirement? A Recent Study Says Yes.

441: What If Social Security Had Been Privatized?

279: Why All Retirees Should Consider an Income Annuity


See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jaksot(571)

What Makes an Economy Prosperous? Spotlight on Cuba and Argentina

What Makes an Economy Prosperous? Spotlight on Cuba and Argentina

We explore eight things that contribute to a healthy, growing economy and where Cuba and Argentina have fallen short.Topics covered include:Why Cuba continues to have rolling energy blackoutsWhy econo...

30 Loka 202422min

Ten Things I've Learned About Investing in the Past Decade

Ten Things I've Learned About Investing in the Past Decade

In episode 498, David shares how his investing has changed over the past ten years and lessons you can apply to your portfolio.Document Your JourneyKeep ExperimentingBe Willing to Adopt New Asset Clas...

23 Loka 202430min

Are You Taking Enough Aspirational Risk?

Are You Taking Enough Aspirational Risk?

Why we need distinct risk buckets: balancing our natural loss aversion with the allure of opportunities that offer the potential for massive upside.Topics covered include:What is modern portfolio theo...

9 Loka 202425min

Plus episode excerpts: ETF Size, the Long-term Impact of QE, and Stock Market Inelasticity

Plus episode excerpts: ETF Size, the Long-term Impact of QE, and Stock Market Inelasticity

This week on the podcast, we share excerpts from Plus episode 484 on ETF size and the impact of QE, as well as Plus episode 493 on stock market inelasticity.You can learn more about Money for the Rest...

2 Loka 202427min

The Federal Reserve Cut Interest Rates. What Should We Do Now?

The Federal Reserve Cut Interest Rates. What Should We Do Now?

What does the Federal Reserve's policy rate cut mean for our portfolios? Will interest rates keep falling? What changes should we make?Topics include:What determines interest rates, and where are thos...

25 Syys 202428min

When to Sell Equity or Borrow: A Guide for Homeowners, Students, and Artists

When to Sell Equity or Borrow: A Guide for Homeowners, Students, and Artists

How do home equity investments, income share agreements, and music royalties work, and how can you participate?Topics covered include:How a home equity investment differs from a home mortgageWhat is t...

18 Syys 202424min

The Housing Affordability Crisis: What Caused It and How to Fix It

The Housing Affordability Crisis: What Caused It and How to Fix It

What caused the 40% price increase in houses and rents, and what are governments doing to try to fix the problem.Topics covered include:Why 50% of the global population is frustrated with the lack of ...

11 Syys 202423min

Suosittua kategoriassa Liike-elämä ja talous

sijotuskasti
mimmit-sijoittaa
psykopodiaa-podcast
rss-rahapodi
ostan-asuntoja-podcast
rss-rahamania
herrasmieshakkerit
rahapuhetta
rss-laakispodi
rss-sisalto-kuntoon
rss-sami-miettinen-neuvottelija
leadcast
rss-lahtijat
rss-bisnesta-bebeja
rss-seuraava-potilas
sijoituspodi
rss-karon-grilli
rss-juurisyy-johtamisesta-kilpailuetua
rss-draivi
rss-johtoajatuksia