Financial Tips: Financial Advisor and Diversity and Inclusive Specialist discuss how Black Entrepreneurship bridges racial wealth gap.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lawrence Phillips. Purpose of the Interview To showcase Lawrence Phillips’ entrepreneurial journey from engineering to founding Green Book Global, a travel review platform for Black travelers. To highlight the significance of Black Ambition, an initiative by Pharrell Williams supporting Black and Brown entrepreneurs. To inspire listeners about resilience, innovation, and the importance of culturally inclusive travel resources. Key Takeaways Background & Career Shift Phillips studied Electrical Engineering at Georgia Tech and worked at Accenture in IT consulting for nearly a decade. Despite career success, he felt unfulfilled and decided to pursue his passion for travel, leading to the creation of Green Book Global. Travel Experience Traveled to 30+ countries across all seven continents, including Antarctica, in less than a year. Realized the need for a platform addressing “traveling while Black” concerns—safety, cultural acceptance, and inclusivity. Green Book Global Inspired by the historical Green Book (1936–1966), which guided Black travelers during segregation. Offers city-level Black-friendly scores, road trip planners, and Black-owned restaurant recommendations. Over 150,000 app downloads in 2025; partnered with Expedia; strong social media presence. Black Ambition Program Phillips applied three times before reaching semifinals, emphasizing persistence. Program provided funding opportunities and a transformative Evoke Wellness experience. His personal “why” statement:“I’m a protective and innovative steward of Black restoration and healing.” Impact & Vision Advocates systemic change by partnering with destinations to improve inclusivity. Highlights the economic power of Black travelers (over $140 billion annually). Encourages Black travelers to explore global opportunities beyond U.S. racial constraints. Notable Quotes “You can be successful and still not be happy.” — On leaving a lucrative career for passion. “I’m a protective and innovative steward of Black restoration and healing.” — His guiding principle. “There’s riches in niches.” — On unapologetically focusing on Black travelers. “Just because somebody said no doesn’t mean they said no to you—they said no at that time.” — On persistence in entrepreneurship. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

18 Marras 202529min

The Steve Harvey Morning Show for Monday, November 17th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Yo Son Is Too Fat" | Ask The CLO | Entertainment News | Nick Cannon Says He's Ugly | Sista O'Dell | Nephew Tommy's Prank - "You Can't Come Back To Church" | Strawberry Letter - "The Jump Off Jumped On" Parts 1-3 | Social Media Advice | Black Effect Podcast Network Anniversary | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

17 Marras 20251h 32min

The Steve Harvey Morning Show for Friday, November 14th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Shoplifter" | Ask The CLO | Entertainment News | Thanksgiving Traditions | Roscoe Wallace w/ Special Guest, Sista O'Dell | Nephew Tommy's Prank - "Yo Son Is Too Fat" | Strawberry Letter - "He Can't Stand Being Alone" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Verizon | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

14 Marras 20251h 32min

The Steve Harvey Morning Show for Thursday, November 13th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Your Doors" | Ask The CLO | Entertainment News | Steve Harvey's Voicemail | More Steve Harvey's Voicemail | Nephew Tommy's Prank - "Shoplifter" | Strawberry Letter - "The Security Guard Knows My Husband" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Couples Who Have Each Other's Backs | Would You Rather | Show Close - The "Me & The Boys Story"Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

13 Marras 20251h 32min

The Steve Harvey Morning Show for Wednesday, November 12th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "HPP" | Ask The CLO | Entertainment News | Pres. Obama Surprises Veterans | One Has To Go | Nephew Tommy's Prank - "Your Doors" | Strawberry Letter - "You Fire Off, I'm Firing Back" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Wellness Wednesday| Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

12 Marras 20251h 32min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace. 🎯 Purpose of the Interview To explore Dr. Wallace’s groundbreaking work in financial literacy, particularly his concept of the “financial genetic code”, and to promote his book Generational Wealth Begins with Generational Knowledge. The interview aims to empower marginalized communities with tools for financial healing, literacy, and long-term wealth building. 🗝️ Key Takeaways 1. Background & Recognition Dr. Wallace is a recipient of the Wells Fargo Living History Makers Award. Featured in the Contemporary Black Biography series. Former college basketball coach and educator with a strong focus on discipline and mentorship. 2. Seven-Stage Generational Wealth Model Outlined in his book, the model includes: Internal/External Ecosystem – influences from family, community, and environment. Financial Genetic Code – inherited financial narratives and behaviors. Financial Healing – reprogramming harmful financial habits. Financial Edification – literacy and inclusion. Financial Well-being – stability and health. Generational Knowledge – estate planning, insurance, long-term care. Generational Wealth – successful transfer of assets. “Without financial well-being, there is no generational wealth.” 3. Financial Genetic Code A trademarked concept by Dr. Wallace. Unlike DNA, it can be rewritten through education and therapy. Influenced by early experiences, family habits, and community norms. Examples include “scar tissue narratives” (trauma from past financial events). 4. Credit & Financial Literacy Credit score is critical but misunderstood. Utilization rate should be under 30%. Payment history and inquiries significantly affect scores. Many people are unaware of the difference between consumer scores and business scores. 5. Barriers to Financial Growth Lack of trust in financial systems due to past trauma. Misinformation passed down from family and community. Zip codes and overleveraging can impact loan approvals. Financial professionals may unknowingly transfer their own biases to clients. 6. Role of Financial Professionals Dr. Wallace identifies five key roles: Financial Educator Financial Counselor Financial Therapist Financial Advisor Financial Planner He emphasizes matching individuals with the right professional based on their needs and emotional readiness. 7. Book Insights Generational Wealth Begins with Generational Knowledge is an Amazon bestseller. Includes self-assessments after each chapter. Designed for both professionals and everyday readers. Encourages readers to identify their financial stage and take actionable steps. 💬 Notable Quotes “You are your credit score.” “Inherited financial narratives create encoded financial behaviors.” “Any answer sounds correct if you don’t ask the right question.” “Consistency creates consistent outcomes.” “Financial literacy is not the end-all—it’s just one piece of the puzzle.” “We do what we know. If we don’t know, we just continue to do.” 📌 Final Thoughts Dr. Joaquin Wallace offers a transformative framework for understanding and improving financial behavior, especially in underserved communities. His concept of the financial genetic code bridges psychology, education, and economics, making financial wellness more accessible and actionable. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

11 Marras 202538min

The Steve Harvey Morning Show for Monday, November 10th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "God's Eyes Ministry" | Ask The CLO | Entertainment News | Christmas Shopping For Junior's Wife | Sista O'Dell | Nephew Tommy's Prank - "NWA - N-Word Abolishers" | Strawberry Letter - "Keeping A Secret Always Backfires" Parts 1-2 | Junior's Sports Talk | Social Media Advice | David Beckham Knighted | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

10 Marras 20251h 32min

The Steve Harvey Morning Show for Friday, November 7th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Chopper's Funeral At The Club" | Ask The CLO | Entertainment News | NYC Mayor Elect | Roscoe Wallace Talks AI | Nephew Tommy's Prank - "God's Eyes Ministry" | Strawberry Letter - "Caught On Camera" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Ready To Love Update | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

7 Marras 20251h 32min