#103 - Fixing a Messy Budget
Budget Nerds13 Marras 2024

#103 - Fixing a Messy Budget

Today Ben and Ernie try something different: they are looking at a messy budget -- a VERY messy budget -- sight unseen and attempting to clean it up. This one is a doozy, with dozens of uncleared transactions, multiple accounts including credit cards, transfers between accounts, and even a cash account. As Ben points out early on, whenever you're dealing with a neglected budget like this, you have to start by reconciling first before you start assigning dollars and moving money between categories. So Ben and Ernie wade through each account, clearing transactions and reconciling, making sure that YNAB and the bank account balances agree. Once that is done, they can get to the fun part -- building a spending plan!

Of course, this is just a fun exercise for Ben and Ernie, and an opportunity for them to share their problem solving process in YNAB, but if your budget looks like this and you are overwhelmed, there is a MUCH easier solution! You can always make a fresh start, and work with a clean slate starting today. So don't think you have to untangle the Gordian knot to get your spending plans back in shape!

This episode leans heavily on screen sharing, so if you want to see Ernie navigate through the budget as he talks through the problems with Ben, be sure to watch the YouTube video at the link below:

Follow Budget Nerds on YouTube:

https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB wins with Ben and Ernie!

budgetnerds@ynab.com

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(116)

#140 - YNAB With Us Live! (YouTube Live May 13, 2026)

#140 - YNAB With Us Live! (YouTube Live May 13, 2026)

Ben and Ernie are live on YouTube again, this time inviting you to YNAB with them! Ben and Ernie went live on May 13, 2026, and walked through their recent transactions -- categorizing, moving money, ...

14 Touko 45min

Ben & Ernie LIVE Today on YouTube 3:30pm ET

Ben & Ernie LIVE Today on YouTube 3:30pm ET

Ben and Ernie are going live again on YouTube today, May 13th, 2026 at 3:30pm Eastern time. They'll be going through their own transactions, categorizing, moving money to handle overspending, and more...

13 Touko 1min

#139 - Sixteen YNAB Features Hidden in Plain Sight

#139 - Sixteen YNAB Features Hidden in Plain Sight

Ben and Ernie round up sixteen of their favorite YNAB features and share them on today's show, including some oft-overlooked tools in the app. Whether you're brand new or a veteran YNAB'er, there's pr...

29 Huhti 52min

#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins

#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins

Ben and Ernie are back with another round of YNAB wins, and they keep getting better and better. In today's episode they share 22 money wins from YNAB'ers around the world who found financial peace, g...

8 Huhti 50min

#137 - Patching vs (re)Building Your Money Habits

#137 - Patching vs (re)Building Your Money Habits

Ernie floated a sports reference to Ben in a recent discussion, the concept of an NFL team patching together the holes in their lineup with trades and free agents versus completely rebuilding it from ...

25 Maalis 1h 9min

#136 - Our Favorite Things to Do In YNAB | 2026 Edition

#136 - Our Favorite Things to Do In YNAB | 2026 Edition

Nearly five years ago, in a very early episode of Budget Nerds (before the podcast feed!), Ben and Ernie discussed their top three favorite things to do in YNAB. Today they are revisiting that concept...

11 Maalis 58min

#135 - 5 Signs You Are Bad with Money

#135 - 5 Signs You Are Bad with Money

It's not hard to see that many people struggle to manage their money. Most people are, well, frankly bad with money. That is not a value judgment, or a comment about their character or willpower, or a...

25 Helmi 1h 3min

#134 - Ben's Category Breakdown (2026 Edition)

#134 - Ben's Category Breakdown (2026 Edition)

Today it's Ben's turn to share the categories in his plan -- all 93 of them! Ernie opens with a challenge: did Ben actually change his plan after examining Ernie's categories in episode #132? You'll h...

11 Helmi 1h 22min

Suosittua kategoriassa Koulutus

rss-murhan-anatomia
psykopodiaa-podcast
voi-hyvin-meditaatiot-2
adhd-podi
rss-liian-kuuma-peruna
rss-rahamania
rss-vapaudu-voimaasi
psykologia
rss-valo-minussa-2
rss-laadukasta-ensihoitoa
rss-narsisti
kesken
rss-arkea-ja-aurinkoa-podcast-espanjasta
ihminen-tavattavissa-tommy-hellsten-instituutti
rss-luonnollinen-synnytys-podcast
rss-tietoinen-yhteys-podcast-2
ensihoidon-ja-pelastustyoncast
rss-naistalk
rss-duodecim-lehti
rss-naiseuden-helmoissa-tiipiituokioita-marikan-kanssa