A Budget So Tight It Squeaks

A Budget So Tight It Squeaks

We got an email from a music teacher who is overwhelmed by debt, overdraft fees, and a tight budget. We share practical tips on how to manage stress and boost income, all while navigating a really tight cashflow situation. If you enjoy this episode, please leave us a review wherever you are listening! The very best way for others to find this podcast is when you rate and review it. Thank you for your support. _______________________________ Join us in the online program Get the Hell Out of Debt here: www.getthehelloutofdebt.com Scroll down to apply for a Sponsorship Opportunity if $99 is currently out of your budget. 🗣Send us a voicemail with your thoughts here. https://www.speakpipe.com/erinskyekelly 📒Order your copy of Get the Hell Out of Debt here. https://amzn.to/3Vdelum 🎧Listen to Get the Hell Out of Debt on Audible here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📖Download Get the Hell Out of Debt for your Kindle here. https://www.amazon.com/Get-Hell-Out-Debt-Relationship/dp/1642939552/ref=tmm_pap_swatch_0?_encoding=UTF8&qid=1649093626&sr=8-1 📘Order Erin’s latest book Naked Money Meetings from your favorite local independent bookseller. Or of course, it’s always available here. https://amzn.to/40HzEFa 🤔Discover your Money Block by taking the online quiz https://bit.ly/3XvM8BQ 💻Go deeper into healing your Money Blocks and take the Naked Money Meetings online course. https://www.erinskyekelly.com/offers/9QhRGXLK?coupon_code=NAKED2024 👦Learn How To Teach Your Kids About Money here. https://www.erinskyekelly.com/how-to-teach-your-kids-about-money 📲Have Erin’s Tuesday newsletter delivered to your email inbox here. https://www.erinskyekelly.com/sign-up-for-newsletter 🌱Get more info about the Underground - Erin's private group coaching - here. https://www.erinskyekelly.com/offers/fFFaiDSB/checkout Connect with Erin on Instagram here: https://www.instagram.com/erinskyekelly/ 👗Online Selling Success:Turning Products Into Profits https://www.erinskyekelly.com/offers/tWh2mTJp/checkout 🙆‍♀️Dissolving Your 8 Money Blocks with EFT Tapping https://www.erinskyekelly.com/offers/yy6beLgF/checkout Please rate and review this podcast so we can continue to deliver you an epic financial literacy podcast! _______________________________ 📺Check out the podcast on YOUTUBE: https://www.youtube.com/erinskyekelly Like and Subscribe! _______________________________ Products and Companies Erin uses and recommends: Borrowell - Credit Monitoring App https://imp.i203032.net/nLGa06 Canadian Online Shopping Link: This is for Canadians who shop on American sites when the site doesn’t ship to Canada Stackry https://www.stackry.com/register?referral=7318974 Flytographer Hire photographers when you travel https://flytog.co/ERINSKYEKELLY BANKING: Free Banking for Canadians for your Q+D - Simplii https://blue.mbsy.co/6tJFqQ Amazon storefront https://www.amazon.com/shop/erinskyekelly Budgeting App - YNAB https://youneedabudget.a4xxmk.net/g1dDNv Erin’s FAVORITE INSURANCE for CANADIANS Term Life: https://api.fintelconnect.com/t/l/65afef8bdd380e001c5ac59f Critical Illness: https://api.fintelconnect.com/t/l/65aff166208d83001bcf9cef WILLS - EPILOGUE - Canada https://api.fintelconnect.com/t/l/65ca37ea70029b001b49dd37 CODE: ERIN20 Trust and Will online affordable easy to make wills in America https://trustandwill.sjv.io/rQYqnd _______________________________ Erin is a licensed Mortgage Broker in Canada: DOMINION LENDING CENTRES MORTGAGE EXCELLENCE Mortgage webinar https://www.erinskyekelly.com/pl/2147563980 Email - erin.kelly@dlcme.ca Website - http://www.erinkellymortgages.ca Mortgage application link - https://velocity.newton.ca/sso/public.php?sc=167blqm2y0b8f _______________________________ If any of the links provided here receive affiliate commissions, it goes to support sponsoring people into the Get the Hell Out of Debt online program who otherwise could not join. You are changing lives! Thanks to you, the podcast has grown and we had to make the production decision to air commercials. You may hear us saying that the podcast is commercial-free, and we kept it that way as long as possible, but there was a point where financially it no longer made sense to do so. We thank you for your understanding and know that these advertisers will not take away from your enjoyment of the content, and the many other free resources we offer. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Battling Debt Impatience

Battling Debt Impatience

Ever wonder if you're actually making progress with your money—or just shuffling bills and calling it budgeting? Erin and Keri unpack one listener’s story and explain how they know she’s on the right track. They reveal the surprising signs that someone’s destined to crush their financial goals—and the mindset shifts that matter even more than math.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Today, Get The Hell Out Of Debt podcast listeners receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN“ at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

21 Touko 202528min

Spending Is My Hobby

Spending Is My Hobby

We are hitting play on the latest voicemail messages to hit our inbox! From prepping for internet meltdowns to raising financially savvy kids, Erin and Keri tackle the real-life stuff we’re all thinking about. Whether you're worried about the end of the world or your daughter’s next impulse buy, this one’s got advice, attitude, and a few solid mic drops.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Today, Get The Hell Out Of Debt podcast listeners receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN" at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Touko 202535min

The Lies We Tell Ourselves

The Lies We Tell Ourselves

You’re doing the work, so why does it still feel like you’re spinning your wheels? Erin and Keri are unpacking the real reason you might be stuck, and spoiler: it’s not your budget. Whether your inner voice is whispering “I’m not good with money” or shouting “This is just how I’ve always been,” Erin will teach you how to stop negotiating with your limitations and start showing up as the woman you actually want to be. Join our online community: www.getthehelloutofdebt.com  Sponsor: Today, Get The Hell Out Of Debt podcast listeners receive 20% OFF any AquaTru purifier! Just go to AquaTru.com and enter code “ERIN” at checkout.   Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

19 Touko 202527min

Artificially Intelligent, Financially Manipulated

Artificially Intelligent, Financially Manipulated

Think you're making all your own money choices? Think again. Erin is exposing the sneaky tech tricks that are cleaning out your wallet. Before you chalk up that impulse buy to your lack of discipline, tune in to learn how AI is already ten steps ahead of your budget—and your brain. Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

14 Touko 202523min

I Resent Being The Breadwinner

I Resent Being The Breadwinner

You’ve broken the glass ceiling—but now you're sweeping up the pieces while your partner asks what's for dinner. Erin and Keri are unpacking the emotional labor, shifting dynamics, and quiet frustrations of being the woman who brings home the bacon (and cooks it, too). But there’s hope! Erin has actionable strategies to turn it all around.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Touko 202535min

How To Stay In The Positive

How To Stay In The Positive

If you’ve been stuck paying minimums, dipping into savings, or feeling like life keeps knocking you down—this episode will shift your mindset. Erin breaks down how to identify the real gap in your budget, how to stop being reactive, and what it takes to build financial momentum—even when the road ahead feels endless.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Get the Ava app, and use promo code ERINSKYE to get your first month free. Go get yourself good credit! Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

12 Touko 202529min

Your Beauty ROI

Your Beauty ROI

This piercing episode gets real about the money we spend to look “refreshed.” Erin and Keri have the kind of conversation you and your girlfriends whisper about after one too many proseccos—but this time, there’s math involved. If you're trying to balance beauty goals with real wealth, have a listen to see if the return on your investment is worth it.  Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

7 Touko 202520min

How To Talk To The Bride Without Ruining The Vibe

How To Talk To The Bride Without Ruining The Vibe

Remember when bachelorette parties were just cheap cocktails and questionable tiaras? This episode is part nostalgia, part tough love, and fully loaded with genius ideas to keep the celebrations high-vibe and low-cost. Whether you’re planning a wedding, attending one, or just trying to figure out if $1,800 for a girls’ weekend is normal (spoiler: it's not), Erin’s got you. Join our online community: www.getthehelloutofdebt.com  Sponsor: Visit ZocDoc.com/SKYE to find and instantly book a top rated doctor today.  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Leave us a message at: https://www.speakpipe.com/erinskyekelly Learn more about your ad choices. Visit megaphone.fm/adchoices

6 Touko 202531min

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