3265: Can You Really Save More Tomorrow by Scott Spann of Financial Finesse on Intentional Spending

3265: Can You Really Save More Tomorrow by Scott Spann of Financial Finesse on Intentional Spending

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3265: Scott Spann highlights the importance of starting early with retirement savings and the benefits of gradual increases through strategies like automatic contribution rate escalation. He uses Sharon's story to demonstrate how small, consistent efforts can lead to significant financial security and flexibility later in life. Read along with the original article(s) here: https://www.financialfinesse.com/2015/01/26/can-you-really-save-more-tomorrow/ Quotes to ponder: "It is just too easy to convince ourselves that we can save more tomorrow when we have a better job, when we pay off those loans, or when those other life challenges disappear." "Sharon’s secret to success over the past two decades was to put any salary increases into savings without giving herself a chance to spend it." "It may be tough to go from saving 5% to 15% in one move, but going from 5% to 6% is quite painless, especially if the increase can be timed to coincide with an annual raise." Episode references: Nudge: Improving Decisions About Health, Wealth, and Happiness: https://www.amazon.com/Nudge-Improving-Decisions-Health-Happiness/dp/014311526X Employee Benefit Research Institute: https://www.ebri.org Learn more about your ad choices. Visit megaphone.fm/adchoices

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069: A Guide to Practical Compassion by Leo Babauta of Zen Habits

069: A Guide to Practical Compassion by Leo Babauta of Zen Habits

Optimal Living Daily: Reading you the best content on personal development, productivity, and minimalism. Episode 69: A Guide to Practical Compassion by Leo Babauta of Zen Habits (Show Empathy, Gratit...

18 Helmi 201610min

068: Having The Talk with a Current or Potential Mate by Mr. Money Mustache

068: Having The Talk with a Current or Potential Mate by Mr. Money Mustache

Retired at age 30, Mr. Money Mustache now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in st...

17 Helmi 201610min

067: Whatever You Fear You Must Face by Steve Pavlina

067: Whatever You Fear You Must Face by Steve Pavlina

Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. ...

16 Helmi 201610min

066: I Was Not a Minimalist Until I Was by Joshua Fields Millburn of The Minimalists

066: I Was Not a Minimalist Until I Was by Joshua Fields Millburn of The Minimalists

The Minimalists (Joshua Fields Millburn & Ryan Nicodemus) write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The ...

15 Helmi 20169min

065: How to Change or Build Your Career and Seeking Inspiration by Derek Sivers

065: How to Change or Build Your Career and Seeking Inspiration by Derek Sivers

Derek Sivers created CD Baby in 1998 after being a professional musician and circus clown. It became the largest seller of independent music online, with $100M in sales for 150,000 musicians. In 2008,...

14 Helmi 201611min

064: Mindful Simplicity: Decluttering, Cleaning & Leaving No Trace by Leo Babauta of Zen Habits

064: Mindful Simplicity: Decluttering, Cleaning & Leaving No Trace by Leo Babauta of Zen Habits

Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something...

13 Helmi 201611min

063: How to Make Expensive Purchases by Ramit Sethi of I Will Teach You To Be Rich

063: How to Make Expensive Purchases by Ramit Sethi of I Will Teach You To Be Rich

Ramit wants to use money to say YES instead of saying “no” to spending on everything. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not...

12 Helmi 201613min

062: Minimalism Explained by Colin Wright of Exile Lifestyle

062: Minimalism Explained by Colin Wright of Exile Lifestyle

A professional author and international speaker, Colin co-founded a publishing company, and travels full-time, moving to a new country every four months or so--that country determined by the votes of ...

11 Helmi 201610min

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