EP12: How The Housing Market is Hurting The American Dream

In this episode, Victor Beck, Vice President of Investment Research, and Hunter Beck, Vice President of Equity Analysis for Beck Capital Management, discuss the impacts the housing market is having on Americans. With the housing market is experiencing significant difficulties due to a combination of factors. A critical shortage in housing supply has driven home prices to historically high levels, making it increasingly difficult for many potential buyers to afford a home. This lack of supply is exacerbated by institutional investors who purchase large quantities of residential properties, reducing the number of available homes for individual buyers and driving prices even higher. Additionally, the recent rise in interest rates has led to increased mortgage rates, making borrowing more expensive and further limiting access to homeownership. As a result, monthly mortgage payments have become unaffordable for many, discouraging potential buyers from entering the market. These combined issues of limited supply, aggressive institutional investment, and higher borrowing costs are straining the housing market. The impact is profound, as it diminishes affordability and accessibility, leaving many aspiring homeowners unable to achieve the dream of owning a home.

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