30. “I want to change—but can I keep the truck?”

30. “I want to change—but can I keep the truck?”

It’s time to create a plan of action for Brad and Becca’s unsophisticated spending habits that we learned about in part one. I want to get them away from the gimmicks of monthly payments and immediate gratification, and instead push them to carve out a Rich Life vision that goes beyond getting to zero debt. There will be resistance. The question is, will Brad be willing to lean into it, even if it’s uncomfortable to hear? Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(258)

57. “I feel ashamed about having another child because we’re still renting”

57. “I feel ashamed about having another child because we’re still renting”

Rebecca and Joe have two young kids, and a third is on the way. They are renting at the moment and love the neighborhood they live in—but they both think they need more space to match their growing fa...

23 Elo 20221h 21min

56. “We have $200,000, but we’re afraid to take a vacation”

56. “We have $200,000, but we’re afraid to take a vacation”

Michelle and Dan are in their early thirties, and from the outside, they look like they’re in a great place financially. They make $225,000 annually, and they’ve saved $200,000 already. So, why do the...

16 Elo 20221h 1min

55. “My top 5 lessons from one year of interviewing couples about money”

55. “My top 5 lessons from one year of interviewing couples about money”

Personal finance can seem complicated, but most issues are linked back to two core influences—how people think and feel about money. Where they land on those scales has a wide range of possible manife...

9 Elo 202244min

54. “We grew up poor—but we could be millionaires” (Part 2)

54. “We grew up poor—but we could be millionaires” (Part 2)

Last week, in part one of my conversation with Austin and Annie, we got deeply personal about their upbringings and the invisible scripts they picked up as kids. I learned that they were passing bad m...

2 Elo 202253min

53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

53. “We want to break the cycle of generational poverty, but we don’t know how” (Part 1)

Annie and Austin were both raised without knowing where their next meal would come from. They came to me looking for a way to break the relentless chain of generational poverty that they’ve experience...

26 Heinä 202247min

52. “He hides purchases from me—and I let him”

52. “He hides purchases from me—and I let him”

Lisa and Jeff are in their forties and have a blended household. They had about a $300k net worth before they were awarded a $1.275M settlement in January of this year. What’s important isn’t the deta...

19 Heinä 20221h 18min

51. “We went bankrupt, but I still have no boundaries with money”

51. “We went bankrupt, but I still have no boundaries with money”

Katie and Cal are in their mid-twenties and, after moving around a bit, they live back home in Alaska with their young children. They bring in about $100k a year and have a good chunk of debt, about $...

12 Heinä 20221h 25min

50. “Maybe buying this condo was a mistake” (Part 2)

50. “Maybe buying this condo was a mistake” (Part 2)

In part 2 of Elena and Eric’s story, we learn about the deep emotional ties that Elena associates with the condo that’s draining their savings account—and why she’s so anxious about outside opinions i...

5 Heinä 202247min

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