43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”

43. “Our $300k income is variable and declining but we aren’t adjusting our lifestyle”

How do you manage your finances when your monthly pay is inconsistent? Vince makes around $300k a year in the mortgage industry, while Kasey focuses on raising their kids at home. Despite that rather high average income, the actual monthly takeaway is incredibly variable—one month could be $25k, the next month just $2k. That uncertainty is causing Kasey a lot of stress. On top of that, Vince’s income has been steadily decreasing. Vince chooses to remain positive; Kasey is afraid of the worst happening. But neither of them is willing to look at what they will do if that worst-case scenario does happen. When times are good, they spend guilt-free. But when times aren’t as good, they begin to worry that they’ll never come back out of that hole. There are reasonable concerns when it comes to not knowing how much money you will have coming in month to month. There are also ways to work around this. Let’s find out exactly how worried Kasey and Vince should be, and what they can do to set themselves up to feel more secure. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

208. “We make $157K at 22, but we’re afraid to spend money”

208. “We make $157K at 22, but we’re afraid to spend money”

Javier (22) and Marco (22) are young, ambitious, and financially disciplined—but the future they dream about together is being challenged by how they handle money today. They earn a combined income o...

13 Touko 20251h 24min

207. “I’m 40, burned out, and don’t know what’s next in my life”

207. “I’m 40, burned out, and don’t know what’s next in my life”

Courtney (40) and Ray (41) have spent their entire adult lives in the structure of military life—but with retirement on the horizon, they’re about to face a future filled with choices for the first ti...

6 Touko 20251h 16min

206. “I quit my job to care for our son, but can we afford it?”

206. “I quit my job to care for our son, but can we afford it?”

Anna (33) and Will (37) are married with two kids, including a young son who was born with a serious heart condition. Between unexpected medical expenses, emotional stress, and inconsistent financial ...

29 Huhti 20251h 19min

205. “I've been homeless before…I'm terrified to spend money”

205. “I've been homeless before…I'm terrified to spend money”

Jennifer (37) and Steve (41) have been dating for over five years, but they’ve never spent more than $100 on a shared purchase. Jennifer is a self-made business owner with a clear vision for the fut...

22 Huhti 20251h 17min

204. “We make $226K—but our kids think we’re broke”

204. “We make $226K—but our kids think we’re broke”

Lisa (37) and Marcus (38) have been married for 14 years, raising four kids and building a life together—but when it comes to money, they couldn’t be further apart. Lisa homeschools their kids and dre...

15 Huhti 20251h 11min

203. “He makes 3x more, but wants to split everything 50/50”

203. “He makes 3x more, but wants to split everything 50/50”

Katie (28) and Robin (35) live together in Tennessee and are planning a wedding. They earn a combined $386K, but don't split bills proportionally—even though he makes three times more. She feels judge...

8 Huhti 20251h 22min

202. “She racked up $50K in debt — why should I trust her with money?”

202. “She racked up $50K in debt — why should I trust her with money?”

Emma (39) and Dave (39) make $258,000 a year—but they’re stuck in a toxic money dynamic. She built a financial plan during maternity leave. He didn’t believe her. Now, they’re battling over trust, $50...

1 Huhti 20251h 23min

201. “I make $40k… but I own 100+ suits”

201. “I make $40k… but I own 100+ suits”

Today’s episode takes us to New York City, where I sit down with not two, but three couples live on stage at my Money for Couples event. First, meet Antonio (23) and Devonta (23), a young couple who i...

25 Maalis 20251h 10min

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