56. “We have $200,000, but we’re afraid to take a vacation”

56. “We have $200,000, but we’re afraid to take a vacation”

Michelle and Dan are in their early thirties, and from the outside, they look like they’re in a great place financially. They make $225,000 annually, and they’ve saved $200,000 already. So, why do they feel so much dread, confusion, and fear about their money? Their philosophy has always been to save as much as possible… so they’re afraid to spend or invest. But they don’t realize how much they’re missing out on, and it’s not just investment returns. Michelle and Dan have thousands of dollars, but they’re afraid to take a vacation. Will they ever feel good about money? They could be living their Rich Life today—but only if they address the real, emotional reasons they’re stuck. Let’s see how they do. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(258)

233. “I save while she spends on vacations. Is this fair?”

233. “I save while she spends on vacations. Is this fair?”

Samantha (36) and Kevin (41) have been together for seven years, but their financial lives couldn’t look more different. He’s a high earner with $800,000 in investments and a paid-down mortgage. She’s...

4 Marras 20251h 38min

232. “My husband gives me an allowance. I feel like a child.”

232. “My husband gives me an allowance. I feel like a child.”

Edward (38) and Ellen (30) live in Hawaii with their young daughter and a new baby on the way. With a net worth of over $2 million, their finances look strong on paper, but behind the scenes, their ma...

28 Loka 20251h 39min

231. “Our $200k in crypto is gone. Now we live with his mom.”

231. “Our $200k in crypto is gone. Now we live with his mom.”

Angela (31) and David (34) thought they’d built a future on $200,000 in crypto. Instead, they lost it all—and now they’re living in David’s childhood home with his mom. Angela dreams of traveling to C...

21 Loka 20251h 35min

230. “We spend 168% of what we make. What are we missing?”

230. “We spend 168% of what we make. What are we missing?”

Amy (32) and John (40) are raising two young kids in Canada, earning a solid $155,000 a year. But with $768,181 in debt and fixed costs at 168% of their income, every month feels like a losing battle....

14 Loka 20251h 43min

229.  “I’m almost 50 and have nothing to show for my life”

229.  “I’m almost 50 and have nothing to show for my life”

Christine (47) and Thad (57) have been together for more than six years, but instead of building wealth, they’re buried under nearly $340,000 of debt. Christine, the self-appointed “CFO,” is exhauste...

7 Loka 20251h 38min

228. “I’m 30, broke, and tired of budgeting”

228. “I’m 30, broke, and tired of budgeting”

Kristen (30) and Josh (36) married just last year, but their honeymoon phase is buried under $40,000 of debt and a sense of being “trapped.” Kristen is meticulous, tracking every dollar and carrying d...

30 Syys 20251h 38min

227. “We bought our dream house. Now we’re drowning”

227. “We bought our dream house. Now we’re drowning”

Jason (38) and Katie (36) thought buying their dream home in Minnesota would be the start of a new chapter. Instead, they’re buried in debt, daycare bills, and the pressure of raising a new baby while...

23 Syys 20251h 20min

226. “She’s chasing FIRE. I want to enjoy life now.”

226. “She’s chasing FIRE. I want to enjoy life now.”

Laura (34) and Cameron (38) earn over $200,000 a year and save thousands each month, yet every decision feels like a crisis. Laura, a first-generation Mexican American, grew up in financial chaos an...

16 Syys 20251h 35min

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