58. “If we want to retire, we’d have to live on $36k”

58. “If we want to retire, we’d have to live on $36k”

This week’s conversation brings a slightly different perspective to the table. Michelle and Eric are in their fifties and are terrified that they’ve waited too long to invest for retirement. They’ve bickered about money for twenty-five years, narrowing their window of opportunity and adding a ton of personal baggage into the equation. Usually, part of the solution for most people is long-term investing. But with Michelle and Eric, time is not on their side. To complicate things, Michelle is defensive and triggered by even talking about money. She prefers to keep things focused on the math… but it’s much deeper than that. What would you do to overcome the very real hopelessness that many people of their age experience? Let’s see what happens. Connect with Ramit Website Instagram Twitter Facebook YouTube Linkedin If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”

Ana is 31 and Gabriel is 29. They have three young kids and will be celebrating their tenth wedding anniversary soon. This episode deals with addiction and recovery work, therapy, deep family influenc...

5 Syys 202356min

119. “He’s not ready for marriage. So why did we buy a house together?”

119. “He’s not ready for marriage. So why did we buy a house together?”

Candace and Brad are 31 and 33. They’ve been together for five years—buying a home together after just one year of dating. Candace is ready for a wedding, kids, and family life; she’s getting impatien...

29 Elo 20231h 14min

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)

In part two of my conversation with Kara and Drake, we continue to peel back the layers of gender roles and lost identity which came to the surface last week. A reversal in earnings power, on top of i...

22 Elo 20231h 11min

117. “He earned $17k last month—but it's not enough” (Part 1)

117. “He earned $17k last month—but it's not enough” (Part 1)

Kara and Drake are 38 and 37 with two infant children. Kara used to earn as much as $20k in a month, but has pulled back on work since becoming a mother—leading to painful identity issues. Drake has p...

15 Elo 202356min

116. “She manages the money. I ignore it. What’s the problem?”

116. “She manages the money. I ignore it. What’s the problem?”

Carrie and Taylor are both 33, unmarried with no kids, earning good incomes in the Nashville area. Their CSP checks out—Carrie does a great job managing their money—but she’s no longer willing to do i...

8 Elo 20231h 14min

115. “We’ve fought about money for 29 years. Is it time for divorce?”

115. “We’ve fought about money for 29 years. Is it time for divorce?”

Kevin and Ebony are both 52. They have two kids, both young adults, and have turned their attention to retirement planning. But standing in the way are $135,000 of debt, a recurring issue, and 29 year...

1 Elo 20231h 16min

114. “Why did we spend $40K on trips we can't afford?”

114. “Why did we spend $40K on trips we can't afford?”

Emily and John are in their mid 30s, living in Boston with their 2 year old son. Both coming from blue collar backgrounds, they’ve successfully broken many negative generational patterns thanks to a $...

25 Heinä 20231h 11min

113. “I feel like the parent in our marriage. And I hate it”

113. “I feel like the parent in our marriage. And I hate it”

Nicole and Matt, 41 and 37, have weathered deaths in the family, a battle with alcoholism, and career difficulties to finally be on the right track and earning more income as a couple. But, the past h...

18 Heinä 20231h 2min

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