106. “I’m about to make $300k but we might have to live in our car”

106. “I’m about to make $300k but we might have to live in our car”

Jack and Christina are 33, both born in Russia. With two young kids, they’re looking ahead to number three and to buying a home. But they have $0 saved and $87,500 in credit card debt that they can only pay minimums on right now. Christina’s income triples soon, can it solve everything? This episode is brought to you by: Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Ness Well | IWT listeners can get an extra 5K welcome bonus when they apply for the Ness Card at https://nesswell.com/ramit. Methodology | Visit https://gomethodology.com/ramit and use code RAMIT for 10% off your first order of Methodology Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show • Get my New York Times best-selling book • Get Money Coaching with Ramit Connect with Ramit • Download the Conscious Spending Plan • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(258)

217. “Are we broke…or just bad with money? (Part 1)

217. “Are we broke…or just bad with money? (Part 1)

Dominique (33) and Chris (34) have been together for six years, engaged for two, and share a two-year-old son. While Dominique manages parenting, full-time work, and their finances, Chris shuts down w...

15 Heinä 20251h 21min

216. I track every penny. He gambles. Should I marry him?

216. I track every penny. He gambles. Should I marry him?

Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, a...

8 Heinä 20251h 15min

215. “He wants a house, I don’t want to go bankrupt.”

215. “He wants a house, I don’t want to go bankrupt.”

Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined ...

1 Heinä 20251h 33min

214. “I’m 45 but my parents still control my money”

214. “I’m 45 but my parents still control my money”

Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excess...

24 Kesä 202558min

213. “We have a $1M trust - but a $30k budget” (Part 1)

213. “We have a $1M trust - but a $30k budget” (Part 1)

Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. B...

17 Kesä 202559min

212. "He's terrified of losing it all—so she's losing him"

212. "He's terrified of losing it all—so she's losing him"

Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instabili...

10 Kesä 20251h 28min

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen. Together, Ramit and Cass pull back the curtain o...

3 Kesä 20251h 10min

210. “We make $170k—but spend like we make $450k”

210. “We make $170k—but spend like we make $450k”

Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money. Clara racked up $20,000 in credit card deb...

27 Touko 20251h 2min

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