108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

108. “We achieved FIRE with $4.3M. Why can’t we enjoy it?”

Mindy and Carl are in their early 50s with two teenage children and a successful track record flipping real estate that’s helped them build a $4.3M fortune. But as devoted members of the Financial Independence community, they struggle to talk, think, and spend it in healthy ways. This episode is brought to you by: Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://drinktrade.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Links mentioned in this episode • Get the Podcast Newsletter and exclusive Q&A about the show Connect with Ramit • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

216. I track every penny. He gambles. Should I marry him?

216. I track every penny. He gambles. Should I marry him?

Taylor (29) is a high-earning dentist with a strict savings plan and deep-rooted fears about financial instability. Hayden (25) earns $24K a year, has a history of gambling and financial dishonesty, a...

8 Heinä 20251h 15min

215. “He wants a house, I don’t want to go bankrupt.”

215. “He wants a house, I don’t want to go bankrupt.”

Athena (31) and Arie (30) are newly married and dreaming of buying a home, starting a family, and traveling the world. But their finances—and philosophies—don’t align. Athena’s upbringing was defined ...

1 Heinä 20251h 33min

214. “I’m 45 but my parents still control my money”

214. “I’m 45 but my parents still control my money”

Kate and Keith have spent years afraid to spend—until now. In Part 2 of this conversation, Ramit investigates the $5 million missing from Kate’s trust fund and uncovers decades of poor returns, excess...

24 Kesä 202558min

213. “We have a $1M trust - but a $30k budget” (Part 1)

213. “We have a $1M trust - but a $30k budget” (Part 1)

Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small businesses, and have nearly $2 million in net worth. B...

17 Kesä 202559min

212. "He's terrified of losing it all—so she's losing him"

212. "He's terrified of losing it all—so she's losing him"

Vanessa (48) and George (59) have been married for five years and run two businesses together, but still keep their finances separate, leading to recurring tension, resentment, and financial instabili...

10 Kesä 20251h 28min

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

211. Ramit and Cassandra open up: “Our real money fights (and what we learned)”

In this rare and intimate episode, Ramit takes the hot seat alongside his wife, Cassandra, as they’re interviewed by their close friend Julie Nguyen. Together, Ramit and Cass pull back the curtain o...

3 Kesä 20251h 10min

210. “We make $170k—but spend like we make $450k”

210. “We make $170k—but spend like we make $450k”

Clara (29) and Devin (34) are married with three young kids, trying to build a future while juggling debt, stress, and wildly different approaches to money. Clara racked up $20,000 in credit card deb...

27 Touko 20251h 2min

209. “We bought a house we can’t afford, now what?”

209. “We bought a house we can’t afford, now what?”

Sunnie (29) and Jazmyne (30) are a queer couple trying to build their life together—buy a house, bring a child into their family, and create long-term financial security. But with just one primary inc...

20 Touko 20251h 19min

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