114. “Why did we spend $40K on trips we can't afford?”

114. “Why did we spend $40K on trips we can't afford?”

Emily and John are in their mid 30s, living in Boston with their 2 year old son. Both coming from blue collar backgrounds, they’ve successfully broken many negative generational patterns thanks to a $200k combined income—but they struggle to break harmful spending habits. This episode is brought to you by: LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://www.drinklmnt.com/RAMIT. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://www.facet.com/ramit. Mint Mobile | To get your new wireless plan for just $15 a month, go to https://www.mintmobile.com/ramit. Trade | Right now, Trade is offering our audience a free bag of coffee with any subscription at https://www.drinktrade.com/ramit. Links mentioned in this episode • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Get my New York Times best-selling book Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube • Submit a question for the newsletter iwt.com/askramit If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

247. "We’re in our 40s — with nothing saved"

247. "We’re in our 40s — with nothing saved"

Ramit Sethi of I Will Teach You To Be Rich talks to Stephanie and Chris, an early-40s couple with three young children, two of whom have special needs. Chris is a professor, and Stephanie, an RN, has ...

10 Helmi 1h 37min

246. "We’re drowning in debt, but bought another house"

246. "We’re drowning in debt, but bought another house"

Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Tony, a couple who immigrated from Mexico with big dreams and an even bigger work ethic. In less than a decade, they've built a net wort...

3 Helmi 1h 49min

245. "We make 6 figures. Why am I hiding fast food purchases?"

245. "We make 6 figures. Why am I hiding fast food purchases?"

Ramit Sethi of I Will Teach You To Be Rich talks to Grace and James, a couple from Ireland, aged 38 and 37, who have been navigating immense challenges. James was diagnosed with cancer and underwent a...

27 Tammi 2h 5min

244. "I'm in $244k debt but give $500/mo to my church"

244. "I'm in $244k debt but give $500/mo to my church"

Ramit Sethi of I Will Teach You To Be Rich continues his discussion with Mike and Noel in part two of their financial deep dive. The couple, married for just 6 months, faces a daunting $244K in debt w...

20 Tammi 1h 29min

243. "She inherited $171K…but it’s already gone."

243. "She inherited $171K…but it’s already gone."

Ramit Sethi of I Will Teach You To Be Rich talks to Mike and Noel, a young couple who are both 34. They married just 6 months ago, but financial fights have become a daily occurrence, even after recei...

13 Tammi 1h 25min

242. "Our couples therapist couldn’t fix this. Please help."

242. "Our couples therapist couldn’t fix this. Please help."

Ramit Sethi of I Will Teach You To Be Rich talks to Natalie and Chris, married with two young kids and a net worth of $1.3 million. Despite their significant assets, money remains a constant source of...

6 Tammi 1h 48min

241. “We invested our wedding money…in psychedelics”

241. “We invested our wedding money…in psychedelics”

Two couples take the stage with a shared question—but very different financial realities: When is “enough” actually enough to move forward? Finn and Luna built a successful pet-sitting business and n...

30 Joulu 20251h 8min

240. “We book $10K vacations, then panic about money”

240. “We book $10K vacations, then panic about money”

Cheryl (67) and Michael (69) have built rich, full lives: multiple careers, reinventions, and nearly 12 years of marriage. Yet when it comes to money, they feel stuck. They earn about $120,000 a year,...

23 Joulu 20251h 36min

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