166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”

166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”

Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded by stress over money and over the future. Noah plays dream crusher while Christina spins them down a rabbit hole of negative outcomes. This episode is brought to you by: Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit. DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit LMNT | Right now, LMNT is offering 8 single serving packets FREE with any LMNT order. This is a great way to try all 8 flavors. Get yours at https://drinklmnt.com/RAMIT. Next Level Wardrobe | Dress like an elevated version of you. Take a free styling quiz at https://nextlevelwardrobe.com/ramit. Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

Jaksot(257)

88. “We own 7 properties. Why can't we pay for groceries?”

88. “We own 7 properties. Why can't we pay for groceries?”

Natalie and Travis are in their 40s, living in SoCal with their four kids. Travis is a career military man, imprinting him with some pretty understandable tendencies toward conservatism with money. He...

28 Maalis 20231h

87. “We’re in $400,000 of debt, but we can’t say no to our kids”

87. “We’re in $400,000 of debt, but we can’t say no to our kids”

Kenna and Ryan are 36 and 45. Up until recently, Ryan worked and Kenna stayed home with their kids. Now, with that earning dynamic flipped, they’re facing new challenges with how they spend and save—e...

21 Maalis 20231h 26min

86. “I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”

86. “I make $450,000/year from YouTube. My husband is ashamed he can’t match my success”

Darby and Kirsty, 27 and 25, are professional YouTubers. While Kirsty’s art tutorial channel explodes in profitability, Darby’s efforts lag behind in viewership and earnings, creating a stark contrast...

14 Maalis 20231h 26min

85. “I thought she was going to die, so we spent all our money. Now we’re broke”

85. “I thought she was going to die, so we spent all our money. Now we’re broke”

Asha and Matt are in their mid 30s. They bring a totally unique situation to the show today. A few years ago, Asha needed a second open-heart surgery—and an emergency appendectomy. She was told she mi...

7 Maalis 20231h 30min

84. “We spend 98% of what we make—but we refuse to change our lifestyle”

84. “We spend 98% of what we make—but we refuse to change our lifestyle”

Kristine is 32 and Thomas is 35. They’re raising three children in the Midwest. They love their jobs, are happy with their incomes, and just upgraded to a third, much larger, home. Everything is good–...

28 Helmi 20231h 28min

83. “I grew up on food stamps. At 24, I’m about to get paid $215,000 per year”

83. “I grew up on food stamps. At 24, I’m about to get paid $215,000 per year”

Megan and Nyles are in their twenties and on a great trajectory with their money. She graduates from law school this year—sending her income from $0 to $215,000 overnight. But they’re both haunted by ...

21 Helmi 20231h 23min

82. “I’m in $20,000 of debt and she pays for everything. What’s the problem?”

82. “I’m in $20,000 of debt and she pays for everything. What’s the problem?”

Melody and David are 39 and 45. They manage a picturesque multi-unit property which creates a unique money dynamic. David works as the property manager and has his own side business, but doesn’t pay a...

14 Helmi 20231h 24min

81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)

81. “We’re broke—but $55,000 private school tuition is a non-negotiable” (Part 2)

In part two of our revealing conversation with Sarah and Kevin, we offer solutions for their serious debt accumulation problem and grapple with the hard truth about their biggest non-negotiable expens...

7 Helmi 20231h 10min

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