174. “We make $300k but spend like we make $1M”

174. “We make $300k but spend like we make $1M”

Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit card debt. They want to maintain their adventurous lifestyle, but the reality of their finances is catching up. Can they change their mindset on money before it’s too late? This episode is brought to you by: Fabric by Gerber Life | Protect your family today with Fabric by Gerber Life. Apply today in just 10 minutes at https://meetfabric.com/ramit. Mint Mobile | To get your new wireless plan for just $15 a month, go to https://mintmobile.com/ramit. Masterclass | For unlimited access to every class and 15% off an annual membership, go to https://masterclass.com/ramit. Shopify | Sign up for a $1 per month trial period at https://shopify.com/ramit. Facet | Get affordable, accessible financial planning with a flat fee membership. For a limited time, the $250 enrollment fee will be waived when you sign up at https://facet.com/ramit. Links mentioned in this episode • Pre-order my upcoming book: Money for Couples Connect with Ramit • Pre-order my upcoming book: Money for Couples • Get the Podcast Newsletter and exclusive Q&A about the show • Sign up to attend a live event on my book tour • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

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Jaksot(277)

275. "We escaped debt so why are we still spending like this?"

275. "We escaped debt so why are we still spending like this?"

Ramit unpacks how to stop overspending, stay out of debt, and start building wealth as this couple confronts the spending habits they thought they had already fixed. Three years ago, Mason and Becca ...

25 Elo 1h 39min

274. "We have a newborn and 89% of our income is already spent...Now what?"

274. "We have a newborn and 89% of our income is already spent...Now what?"

Ramit Sethi of I Will Teach You To Be Rich speaks with Shelby and Calvin, 31 and 43, who have a new baby and feel trapped by their financial situation. Together they earn about $102,000 a year, but th...

18 Elo 1h 58min

273. "We Spend 139% of our Income and still fund our adult kids"

273. "We Spend 139% of our Income and still fund our adult kids"

Ramit Sethi of I Will Teach You To Be Rich speaks with Mary and Harry, 57 and 62, who are approaching retirement while spending more than they earn every month. They have a blended family of seven adu...

11 Elo 2h 1min

272. "We own two houses, but can’t afford dinner out"

272. "We own two houses, but can’t afford dinner out"

Ramit Sethi of I Will Teach You To Be Rich speaks with Nicole and Drew, 39 and 40, who are expecting their first child in just two weeks. They split their time between Southern California and Maui, wh...

4 Elo 1h 58min

271. "He hid $30K of debt a month before our wedding"

271. "He hid $30K of debt a month before our wedding"

Ramit Sethi of I Will Teach You To Be Rich speaks with Sana and Arhem, both 27 and newly married. One month before their wedding, Arhem revealed that he had hidden $30,000 of credit card debt. After t...

28 Heinä 1h 58min

270. “We’re sacrificing our retirement to pay for our kids’ college”

270. “We’re sacrificing our retirement to pay for our kids’ college”

Ramit Sethi of I Will Teach You To Be Rich talks to Mia and Jake, a couple in their late 30s and early 40s in a blended family with three children. Mia wrote in because she’s afraid paying for their c...

21 Heinä 1h 38min

269. "I want to retire, but my wife is too scared"

269. "I want to retire, but my wife is too scared"

Ramit Sethi of I Will Teach You To Be Rich talks to Meg and Jo, a married couple in their 60s with more than $6 million in net worth, strong incomes, and a retirement problem that is not really about ...

14 Heinä 1h 55min

268. "We Make $150K… So why are we broke?"

268. "We Make $150K… So why are we broke?"

Ramit Sethi of I Will Teach You To Be Rich talks to Lauren and Mick, a married couple in their 30s with two kids, $93K of debt, and a dream of moving into a bigger home. They earn around $150K a year ...

7 Heinä 1h 29min

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