Beyond The Damage: The Insurance Catastrophe

Beyond The Damage: The Insurance Catastrophe

As wildfires, hurricanes, and floods repeatedly devastate areas of the U.S. a focus on the nationwide insurance crisis as premiums skyrocket and companies abandon entire communities leaving homeowners forced to choose between coverage and survival.

The Los Angeles wildfires decimated tens of thousands of acres, killed at least 10, and forced the evacuation of more than 180,000 people Dr. Phil focuses on a devastating crisis that’s hitting close to home. Homeowners in California and across the nation are left helpless and vulnerable as insurance premiums skyrocket, leaving many with a heartbreaking choice: pay for coverage or put food on the table. First, a woman whose parents nearly lost everything in the Los Angeles wildfires, she says it’s a miracle that they didn’t because no insurance company would cover them, and they were without insurance. Then, Dr. Phil speaks with Kristy and Michael, who know this reality all too well after losing two homes in the last six years to California wildfires. Now, they’re trying to rebuild for the second time. Plus, Dr. Phil talks to Macie and Caleb, who couldn’t afford flood insurance due to rising costs. When Hurricane Helene hit, they watched helplessly as floodwaters destroyed their forever home. Macie says it felt like a thief came in the night and stole everything. Dr. Phil also hears from Jamie, who was shocked when her home insurance was unexpectedly canceled due to wildfire risks. Now, her family lives in constant fear of losing everything. Dr. Phil will also speak with attorney at law Steven Bush who says that insurance companies are in it for the profit and offer tips for homeowners seeking coverage in these uncertain times.

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Escaping “The Field”: Michelle Dowd's True Story of Survival

Escaping “The Field”: Michelle Dowd's True Story of Survival

Dr. Phil talks with Michelle Dowd, who escaped an apocalyptic survivalist cult, on her journey from control and isolation to resilience, critical thinking, and freedom. Raised in an apocalyptic survivalist cult known as “the field,” Michelle Dowd’s childhood was defined by isolation, strict doctrine, and rigorous survival training. In this powerful conversation with Dr. Phil, Michelle shares how she learned to forage, endure harsh conditions, and navigate life under the control of her grandfather, the self-proclaimed prophet preparing for Armageddon. She opens up about the emotional cost of being separated from her parents, the contradictions that sparked her critical thinking, and the secret journaling that became her lifeline. Now an author and educator, Michelle reflects on how her survival skills extend beyond the wilderness into navigating modern life, challenging beliefs, and empowering the next generation to think critically. Subscribe to Michelle's Forager Field Notes:  https://www.mdowd.substack.com https://www.michelledowd.org/   This episode is brought to you by Beam: Visit https://shopbeam.com/DRPHIL and use code DRPHIL to get our exclusive discount of up to 40% off.   This episode is brought to you by Preserve Gold: Visit: https://drphilgold.com/ Get a FREE precious metals guide that contains essential information on how to help protect your accounts. Text “DRPHIL” to 50505 to claim this exclusive offer from Preserve Gold today.       Subscribe | Rate | Review | Share:  YouTube: https://bit.ly/3H3lJ8n     Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com      #HowIEscapedMyCult  #survivortestimonies #DrPhilPodcast #MichelleDowd #ForagerBook #CultSurvivor #SurvivalSkills #CriticalThinking #Resilience #EscapingACult #PsychologicalHealing #SurvivorStories #LifeAfterACult #ForagerMemoir #WildernessSkills #CrisisManagement #BraveSpaces

13 Elo 59min

George Santos Confronted: Dr. Phil Asks the Questions Everyone’s Avoiding

George Santos Confronted: Dr. Phil Asks the Questions Everyone’s Avoiding

Former Congressman George Santos—expelled from the House and facing 23 federal charges—sits down with Dr. Phil for an unflinching conversation about fraud, lies, and whether his next chapter will be redemption… or prison. He’s one of only six lawmakers ever expelled from Congressan d now, George Santos is staring down 23 federal charges ranging from donor fraud and identity theft to credit card scams and lying to the public. In this no-holds-barred conversation, Dr. Phil presses Santos on his alleged deception, challenges his explanations, and asks the questions millions want answered: Why did he do it? Can he make things right? And is he prepared for the possibility of prison? Plus, Dr. Phil offers Santos candid advice on what it will take to win over a jury or the public if his fight for freedom goes to court. Thank you to our sponsors: Beam: Visit https://shopbeam.com/DRPHIL and use code DRPHIL to get our exclusive discount of up to 40% off. Preserve Gold: Visit: https://drphilgold.com/  Get a FREE precious metals guide that contains essential information on how to help protect your accounts. Text “DRPHIL” to 50505 to claim this exclusive offer from Preserve Gold today. and use code DRPHIL to get our exclusive discount of up to 40% off. Subscribe | Rate | Review | Share:  YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com  #GeorgeSantos #DrPhil #PoliticalScandal #Congress #TrueCrime #CourtCase #PoliticalDrama #BreakingNews #Interview

12 Elo 41min

Cowardly Democrats Spit In The Face Of All Texans | The REAL Story with Dr. Phil

Cowardly Democrats Spit In The Face Of All Texans | The REAL Story with Dr. Phil

I’m not a political scientist but there is a legal process and political process when it comes to redistricting. Lawmakers running away from their responsibility is not one of them! This episode is brought to you by Beam: Visit https://shopbeam.com/DRPHIL and use code DRPHIL to get our exclusive discount of up to 40% off. Subscribe | Rate | Review | Share:  YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com

12 Elo 7min

"Crashing Out" On Social Media Is Not A Joke | The REAL Story with Dr. Phil

"Crashing Out" On Social Media Is Not A Joke | The REAL Story with Dr. Phil

Crashing Out is a warning sign, not a laughable social media video.  Don’t re-post Crashing Out content. See the signs and help these teens find the help they need. Resources:Support Homepage: http://thetrevorproject.org/ Homepage: http://nami.org/ Talkspace - #1 Rated Online Therapy, 1 Million+ Users: https://www.talkspace.com/ Subscribe | Rate | Review | Share:  YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com  This episode is brought to you by: Home Title Lock: Go to https://hometitlelock.com/drphil and use promo code PHIL to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty   Cozy Earth: Visit https://cozyearth.com  for up to 40% off with code PHIL.      Beam: Visit https://shopbeam.com/DRPHIL and use code DRPHIL to get our exclusive discount of up to 40% off.

9 Elo 12min

From Rapper to Mayor? The Dangerous Rise of Zohran Mamdani | The REAL Story with Dr. Phil

From Rapper to Mayor? The Dangerous Rise of Zohran Mamdani | The REAL Story with Dr. Phil

He rapped about Hamas, mocked Hanukkah, and wants to defund the police. Now he’s running the most extreme mayoral campaign New York’s ever seen. Today, The Real Story about self-proclaimed socialist Zohran Mamdani — and why his ideas threaten far more than just one city. This episode is brought to you by Preserve Gold: Visit: https://drphilgold.com/ Get a FREE precious metals guide that contains essential information on how to help protect your accounts. Text “DRPHIL” to 50505 to claim this exclusive offer from Preserve Gold today.   Subscribe | Rate | Review | Share: YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com

7 Elo 14min

When Justice Fails: The Murder of Dylan Rounds

When Justice Fails: The Murder of Dylan Rounds

A grieving mother fights a broken system after the murder of her teenage son. Could Dylan Rounds still be alive today if justice worked? What happens when the justice system protects the wrong people? Dr. Phil sits down with Reporter Nate Eaton and Candice Rounds, whose 19-year-old son, Dylan, vanished from rural Utah—only to later be declared murdered. Candice opens up about her son’s final days, the chilling details surrounding his disappearance, and the frustrating roadblocks she faced just trying to get someone to listen. Could Dylan’s killer have been stopped sooner?  This powerful episode explores the emotional toll of crime, the legal system’s blind spots, and one mother’s relentless pursuit of accountability. Thank you to our sponsors: Preserve Gold: Visit: https://drphilgold.com/  Get a FREE precious metals guide that contains essential information on how to help protect your accounts. Text “DRPHIL” to 50505 to claim this exclusive offer from Preserve Gold today.       Beam: Visit https://shopbeam.com/DRPHIL  and use code DRPHIL to get our exclusive discount of up to 40% off Home Title Lock: Go to https://hometitlelock.com/drphil and use promo code PHIL to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty     Subscribe | Rate | Review | Share: YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com

7 Elo 28min

Ozzy Osbourne: The Light Behind the Darkness | The REAL Story with Dr. Phil

Ozzy Osbourne: The Light Behind the Darkness | The REAL Story with Dr. Phil

We learned what caused of death of musical legend @‌OzzyOsbourne. He died a from heart attack, according to his death certificate. But behind the wild headlines and heavy metal persona of the “The Prince of Darkness.” was one of the kindest, most loyal souls in rock history. The Real Story of a husband, father, and global icon who lived large, stumbled hard, and always got back up. This episode is brought to you by Home Title Lock: Go to https://hometitlelock.com/drphil and use promo code PHIL to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty  Subscribe | Rate | Review | Share: YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com

6 Elo 9min

Generational Legacy

Generational Legacy

Dr. Phil breaks down how to consciously design your family legacy by offering practical tools to rewrite generational patterns, strengthen family bonds, and reclaim your personal truth. What does your last name stand for? In this powerful solo episode, Dr. Phil challenges listeners to stop drifting and start deliberately shaping their family legacy. From identifying inherited trauma to redefining roles and rituals, Dr. Phil equips you with actionable tools to examine your family’s values, beliefs, and goals. Discover how to put your family on “project status,” why rituals matter more than ever, and how your personal truth affects everyone under your roof. Whether you're a parent, child, or sibling—this episode will reshape the way you think about your role in your family. This episode is brought to you by: Beam: Visit https://shopbeam.com/DRPHIL and use code DRPHIL to get our exclusive discount of up to 40% off   Home Title Lock: Go to https://hometitlelock.com/drphil  and use promo code PHIL to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty   Cozy Earth: Visit https://cozyearth.com  for up to 40% off with code PHIL.   Subscribe | Rate | Review | Share: YouTube: https://bit.ly/3H3lJ8n   Apple Podcasts: https://apple.co/4jVk6rX Spotify: https://bit.ly/4n6PCVZ Website: https://www.drphilpodcast.com

6 Elo 49min

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