192. “We spend 98% of what we make—Where is it all going?”

192. “We spend 98% of what we make—Where is it all going?”

Justin (40) and Deepika (32) are stuck in a frustrating financial loop: despite their high income, they feel like they’re living paycheck to paycheck. Deepika dreams of buying a house someday, but the couple can’t seem to identify where their money is going—or how to escape the cycle of credit card debt. Justin has a side hustle that he’s eager to grow, but he’s struggling to get the same level of commitment from his business partners. For years, they’ve been focused on survival, not dreaming about the future. Now, they’re realizing that their lack of a shared vision for their finances is keeping them from the life they want. Can Justin and Deepika kick their old habits, create a better strategy for managing their money, and finally start living their Rich Life? This episode is brought to you by: Wildgrain | Get $30 off the first box - PLUS free Croissants in every box at https://wildgrain.com/ramit DeleteMe | If you want to get your personal information removed from the web, go to https://joindeleteme.com/ramit for 20% off. ZocDoc | Download the ZocDoc app for FREE at https://zocdoc.com/ramit then find and book a top-rated doctor today. Superhuman | Get a free month of lightning fast email at https://superhuman.com/ramit Trust & Will | Secure your assets and protect your loved ones. Get 10% off plus free shipping on your estate plan documents by visiting https://trustandwill.com/ramit Links mentioned in this episode • Order my new book: Money for Couples Connect with Ramit • Get the Podcast Newsletter and exclusive Q&A about the show • Sign up to attend a live event on my book tour • Get Money Coaching with Ramit • Download the Conscious Spending Plan • Listen to my book—now on Audible • Get my New York Times best-selling book • Get my no-numbers journal • Other episodes • Instagram • Twitter • YouTube If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here. Produced by Crate Media.

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Jaksot(270)

268. "We Make $150K… So why are we broke?"

268. "We Make $150K… So why are we broke?"

Ramit Sethi of I Will Teach You To Be Rich talks to Lauren and Mick, a married couple in their 30s with two kids, $93K of debt, and a dream of moving into a bigger home. They earn around $150K a year ...

7 Heinä 1h 29min

267. "She makes 2x more than me. I feel ashamed."

267. "She makes 2x more than me. I feel ashamed."

Ramit Sethi of I Will Teach You To Be Rich talks to Maria and Andre, a married couple in their 50s navigating a difficult retirement gap. Maria has built nearly $500K in net worth, a strong pension, a...

30 Kesä 1h 25min

266. "We’re in our 30s fighting over $1000. Can we fix this?"

266. "We’re in our 30s fighting over $1000. Can we fix this?"

Ramit Sethi of I Will Teach You To Be Rich talks to Alexis, 29, and Edwens, 30, a married couple with a 10-month-old baby and two completely different ideas of what money should look like in a marriag...

23 Kesä 1h 59min

265. "We spend 179% of what we make. Are we screwed?"

265. "We spend 179% of what we make. Are we screwed?"

Ramit Sethi of I Will Teach You To Be Rich talks to Melissa and Taryn, a married couple in their 40s living in Los Angeles with five children. They have a net worth of over $700K, nearly half a millio...

16 Kesä 1h 52min

264. "We’re worth $4M. Why is she so terrified to spend?"

264. "We’re worth $4M. Why is she so terrified to spend?"

Ramit Sethi of I Will Teach You To Be Rich talks to J and Ana, a couple in their early 40s with three children who have built nearly $4 million in net worth through decades of hard work, saving, and r...

9 Kesä 1h 51min

263. "We spend 102% of what we make. Will we ever stop drowning?"

263. "We spend 102% of what we make. Will we ever stop drowning?"

Ramit Sethi of I Will Teach You To Be Rich talks to Freya and Blake, a couple in their mid-40s with two young children who are facing one of the most urgent financial situations we’ve seen on the show...

2 Kesä 1h 40min

262. "We make $167k. Why do we feel poor?"

262. "We make $167k. Why do we feel poor?"

Ramit Sethi of I Will Teach You To Be Rich talks to Drew and Amanda, a married couple earning around $167,000 a year with a net worth of over $800,000. On paper, they look financially successful but...

26 Touko 1h 53min

261. "We’re in our 40s with nothing saved. Will we be ok?"

261. "We’re in our 40s with nothing saved. Will we be ok?"

Ramit Sethi of I Will Teach You To Be Rich talks to Sebastien and Hope, a married couple in their forties who have been together for 20 years, married for 16, and have a nine-year-old son. They earn a...

19 Touko 1h 33min

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