Unlocking Hidden Returns: How Mortality Credits Boost Retirement Income

Unlocking Hidden Returns: How Mortality Credits Boost Retirement Income

How using a deferred income annuity can increase retirement income compared to an immediate annuity or a bond ladder.

Topics covered include:

  • How immediate annuities and deferred income annuities work
  • What are mortality credits, and why they are a key diversifier
  • Examples of how mortality credits lead to a 1% to 1.5% higher annualized return over several decades
  • How to decide whether an annuity is right for you


Episode Sponsors

NetSuite

LinkedIn Jobs – Use this link to post your job for free on LinkedIn Jobs

Insiders Guide Email Newsletter

Get our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletter

Our Premium Products

Asset Camp

Money for the Rest of Us Plus

Show Notes

Post: No, really. Deferred income annuities (DIAs) are superior to SPIAs in every way by Boglehead User "GoWithTheCashFlow"—Bogleheads

Actuarial Life Table—SSA

TIPSLadder

Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement by Wade D. Pfau—Retirement Researcher

Related Episodes

464: More Ways to Lock in Higher Yields in Case Interest Rates Fall

455: Easier Investing, Richer Life: TIPS Ladders to Annuities

407: Worry-Free Retirement Investing

279: Why All Retirees Should Consider an Income Annuity

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jaksot(572)

Should You Pay Off Your Mortgage

Should You Pay Off Your Mortgage

#44 How a home mortgage can help you build real wealth. Plus what factors to weigh if you are considering paying off your mortgage. Show notes at http://moneyfortherestofus.net/mny044-mortgages/ To si...

18 Helmi 201527min

What Drives Home Prices?

What Drives Home Prices?

#43 What investment return should you expect for your home and what leads to housing booms and bust. Show notes at http://moneyfortherestofus.net/mny043-home-prices/ To sign up for the Money For the R...

11 Helmi 201530min

All Countries Are Insolvent and That's A Good Thing

All Countries Are Insolvent and That's A Good Thing

#42 Why all federal governments are insolvent but investors still line up to buy government debt at low interest rates. Show notes at http://moneyfortherestofus.net/mny042-insolvency/ To sign up for t...

4 Helmi 201528min

The Cult of Overwork

The Cult of Overwork

#41 Why overworking is so dangerous and why leisure is on a completely different plane from work. Show notes at http://moneyfortherestofus.net/mny041-overwork/ To sign up for the Money For the Rest of...

28 Tammi 201527min

Should You Invest In Commodities?

Should You Invest In Commodities?

#40 What you need to consider before investing in oil and other commodities. Two schools of thought regarding the direction of oil prices. Show notes at http://moneyfortherestofus.net/mny040-commoditi...

21 Tammi 201528min

What Drives Currency Exchange Rates

What Drives Currency Exchange Rates

#39 Why currencies fluctuate, what are the impacts and should you hedge against currency movements. Show notes at http://moneyfortherestofus.net/mny039-currency-exchange/ To sign up for the Money For ...

14 Tammi 201525min

How To Invest Like A Hedge Fund

How To Invest Like A Hedge Fund

#38 What are hedge funds and how can individual investors apply strategies from top-tier hedge funds to their own portfolios. Show notes at http://moneyfortherestofus.net/mny038-hedge-funds/ To sign u...

7 Tammi 201526min

Gold—Without the Hype and Politics

Gold—Without the Hype and Politics

#37 Why and how to invest in gold. Show notes at http://moneyfortherestofus.net/mny037-gold/ To sign up for the Money For the Rest of Us Insider's Guide text the word INSIDER to 44222.See Privacy Poli...

31 Joulu 201428min

Suosittua kategoriassa Liike-elämä ja talous

sijotuskasti
mimmit-sijoittaa
rss-rahapodi
psykopodiaa-podcast
herrasmieshakkerit
ostan-asuntoja-podcast
hyva-paha-johtaminen
rss-rahamania
rss-lahtijat
rss-doulapodi
rss-sisalto-kuntoon
rss-tarkeista-asioista-2
rss-paasipodi
rss-sami-miettinen-neuvottelija
rahapuhetta
rss-muutoksenanatomiaa-podcast
rss-rentotapaus
rss-uppoava-vn-laiva
rss-bisnesta-bebeja
rss-ammattipodcast