Budget Nerds26 Helmi 2025

#110 - Is YNAB Worth It?

It's a common question for those not already committed to YNAB: is it really worth it? I mean, paying for a budgeting software? It's a legitimate question, and you can probably guess where Ben and Ernie land on answering it (of course!). Today Ben and Ernie don't want to offer their opinions on why YNAB is worth it, they want to share some cold hard facts from a recent study the YNAB marketing team conducted on YNAB user behavior.

What they found was a clear quantitative reason to sign up for YNAB: the average user saves $600 in their first month of using the YNAB. That's nearly six times the annual cost of YNAB, saved in just the first month. The numerical arguments for using YNAB are some of the least convincing, however. The qualitative benefits of using YNAB are positively inspiring! Ben and Ernie walk through a number of statistics demonstrating how YNAB'ers have improved their quality of life, from feeling less stressed, arguing less with their spouse, and actually feeling good about spending their money.

Try YNAB FREE for 34 days, and start working on that $600 savings:

https://www.ynab.com/nerds

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budgetnerds@ynab.com

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Jaksot(116)

#109 - Don't Make These Common YNAB Mistakes!

YNAB is an incredible tool for learning to love how you spend, but it does come with a learning curve. Ben and Ernie have taught thousands of folks how to use YNAB, and throughout their years working ...

12 Helmi 20251h 4min

#108 - Spendfulness: The Word We've Been Looking For All Along with YNAB Dave

In today's episode, Ben and Ernie are joined by Dave from YNAB, a YNAB teacher and contributor to many YNAB articles and blogs and a master of money analogies! Dave discovered YNAB while deeply in deb...

29 Tammi 202553min

#107 - You Can Start YNAB Whenever You Want

Starting YNAB is like starting anything else -- a new workout routine, new eating habits, learning a new skill -- you just have to jump in! Many people struggle to take the first step, however. In tod...

15 Tammi 202534min

#106 - YouTube LIVE: Spendfulness and the 5 Questions

Happy New Year! On January 1, 2025, Ben and Ernie went live on YouTube to talk about some big changes at YNAB, and the unveiling of an important new word: spendfulness. Ben and Ernie review some of th...

4 Tammi 20251h

Ben and Ernie LIVE on YouTube: Spendfulness and the 5 Questions

Some BIG changes are afoot at YNAB, and Ben and Ernie the Budget Nerds are going live on YouTube today at 1:00pm Eastern time to talk about them! Link below. If you missed the livestream, we will po...

1 Tammi 20251min

Budget Nerds LIVE at YNAB Fan Fest 2024 Salt Lake City

In September 2024, YNAB invited over 150 fans to Salt Lake City to celebrate the 20th annivesary of YNAB and enjoy the camaraderie of people with a passion for the YNAB method. Ben and Ernie were ther...

18 Joulu 202418min

#105 - Dealing with Major Financial Setbacks

Setbacks are a fact of life. Fortunately YNAB gives you the tools to be flexible with your spending plan. While we plan our spending based on normal months, life often has other ideas and our months o...

11 Joulu 202446min