Get Rich Slow Club5 Elo 2024

80. The First Home Guarantee - What is it and who can use it? feat. Alan Hemmings

Homes are expensive. They’re hard to buy if you don’t already own one. Same page? Great.

In recent years, government programs such as the First Home Super Saver (FHSS) scheme have become more common. The aim of these schemes is to remove some of the barriers to home ownership. However, while the FHSS aims to augment your deposit savings rate, it doesn’t reduce the size of the deposit required.

The First Home Guarantee seeks to change that. Via the First Home Guarantee, an eligible buyer only requires a deposit of 5% to secure a mortgage. But, as with many government-backed schemes, there are an array of caveats and conditions at play. To help you know whether it’s right for you, we spend this session covering it from A to Z. feat. Alan Hemmings

Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Natasha Etschmann is an Authorised Representative #1299881 of Guideway Financial Services Pty Ltd AFSL#420367. Read the FSG available from https://tashinvests.com/links

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding.

Hosted on Acast. See acast.com/privacy for more information.

Tämä jakso on lisätty Podme-palveluun avoimen RSS-syötteen kautta eikä se ole Podmen omaa tuotantoa. Siksi jakso saattaa sisältää mainontaa.

Jaksot(295)

285. Investing for your 40's

If you're heading into your 40s (or already there) and worried you've missed the investing boat, this one's for you. Following their episodes on investing in your 20s and 30s, Tash and Ana tackle the ...

15 Heinä 16min

284. Is your 9-5 actually safe?

FIRE (financial independence, retire early) made a lot more sense when houses were cheaper and the tax rules stayed put. So is it still a realistic goal for Australians in 2026? Tash and Ana take an h...

13 Heinä 15min

283. Is FIRE still a realistic goal in 2026?

AI is being pushed into every workplace, layoffs are in the news weekly, and offshoring is easier than it's ever been. So is your 9-5 actually safe? Tash and Ana take an honest look at job security in...

8 Heinä 20min

282. How this 33 year old is investing $5k a fortnight

A 33 year old defence worker with a $1.1 million net worth, $365k in super, and $5,000 a fortnight going into investments. All on a $125k salary. The comment section had one big question: how? Tash an...

6 Heinä 16min

281. Bonus Budget Episode: The latest on SMSF and Testamentary Trust Changes

The federal budget keeps changing, and this time it's SMSFs and trusts feeling the impact. Tash and Ana break down two surprise updates: a ban on SMSFs borrowing to buy residential property, and a new...

2 Heinä 22min

280. Investing for your 30s

"Is it too late to start investing in your 30s?" We get this question a lot. Your income typically goes up in your 30s. But so does everything else. Mortgages, kids, ageing parents, a lifestyle that s...

1 Heinä 18min

279. What's the real cost of posting your life online?

Most people see the highlight reel. But what does it actually cost to put your life online?In this episode, Tash pulls back the curtain on what it's really like to be a public figure in the personal f...

29 Kesä 27min

278. What would you give up for financial freedom?

In today's ep, Tash is joined with Emma from The Broke Generation to unpack a juicy reddit dilemma: a couple in their early 30s, one-year-old in tow, are weighing up whether to sell both their Sydney ...

24 Kesä 16min