Ex-N26 COO: What’s Really Holding Back European Innovation | Martin Schilling
Berlin & Elsewhere21 Huhti 2025

Ex-N26 COO: What’s Really Holding Back European Innovation | Martin Schilling

What does it really take to build and scale a high-growth startup in Germany’s competitive tech scene?

In this episode of the Guten Tag Podcast, I sit down with Dr. Martin Schilling – former COO of N26, tech investor, and deep tech advocate.

From his own startup story to scaling one of Germany’s leading fintechs, Martin shares powerful lessons on entrepreneurship, failure, and what Europe needs to unlock its full potential.


We explore the realities of raising venture capital, the future of deep tech, and what it means to build a startup in Germany — especially in hubs like Berlin, often called Europe’s Gründerszene.

Whether you’re dreaming up your next business idea, navigating Berlin’s startup hub, or looking for insight from a real tech investor, this conversation is packed with clarity, courage, and practical wisdom.

🔑 In This Episode:
– Martin Schilling’s motivation for writing his book
– Behind the scenes of scaling N26
– Why failure is essential for founders
– What investors really look for
– The role of deep tech in Europe’s future
– Comparing startups in Europe vs the U.S.
– How to build and lead high-performance teams
– Mental health, leadership, and the entrepreneur mindset


Jaksot(48)

Berlin, Feminism & Israel-Palestine | RINA & MADHVI RAMANI #07

Berlin, Feminism & Israel-Palestine | RINA & MADHVI RAMANI #07

Rina Grob and Madhvi Ramani, hosts of the feminist podcast "Ms. Informed". Madhvi, a multidisciplinary writer, challenges established norms and has been featured in prestigious publications such as th...

11 Huhti 20241h 12min

Activism and Stereotypes of Americans Living in Germany | MATT BROOKS #06

Activism and Stereotypes of Americans Living in Germany | MATT BROOKS #06

Why do we use the term Expat instead of migrant? How can you be politically active without being able to vote? This is a conversation with Matt Brooks, an American living in Berlin who speaks about ...

4 Huhti 202453min

DATING IN BERLIN: An honest opinion! | LULU JOHNSON #05

DATING IN BERLIN: An honest opinion! | LULU JOHNSON #05

Are men in Berlin themselves red flags? Is there just too many hot single people living in Berlin? Are men unwilling to commit in a city where hooking up seems so easy? In this episode we talked with...

28 Maalis 20241h 9min

Inside Berlin's Kinky Party Scene | Deep talk with KitKat Club lover #04

Inside Berlin's Kinky Party Scene | Deep talk with KitKat Club lover #04

Coco, a Kitkat and Berliner club culture expert and event organizer from Berlin, as she takes us on a deep dive into the electrifying scene of kinky parties. Uncover the pivotal importance of consent ...

17 Maalis 202453min

COMEDY IN BERLIN AND OTHER CULTURE SHOCKS IN GERMANY | DANIEL STERN #03

COMEDY IN BERLIN AND OTHER CULTURE SHOCKS IN GERMANY | DANIEL STERN #03

Daniel Stern, Comedian, writer and actor living in Berlin. Not the guy from Home Alone. From the United States, now based in Berlin; Daniel Stern is a former talk show host, a retired competitive eate...

3 Maalis 20241h 6min

Moving to Berlin in the 90´s, Stand-up Comedy and Bilingual family in Germany | DREW PORTNOY #02

Moving to Berlin in the 90´s, Stand-up Comedy and Bilingual family in Germany | DREW PORTNOY #02

Drew Portnoy, an American writer and comedian who lives in Berlin, shares his journey moving to berlin over two decades in Berlin. From his initial culture shocks and learning German to raising biling...

17 Helmi 202459min

German Far-Right, AfD, Demonstrations in Germany, Migrants and Democracy | LUCAS FEBRARO #01

German Far-Right, AfD, Demonstrations in Germany, Migrants and Democracy | LUCAS FEBRARO #01

In this first episode we talk with Lucas Febraro, Director of Comunication at  @DiEM25official  political movement founded by Yanis Varoufakis. In this episode we discuss the current geopolitical pan...

4 Helmi 202459min

What belonging really feels like

What belonging really feels like

There’s the version of Germany you see in the headlines.And then there’s the version you live — quietly, awkwardly, in between.Guten Tag Podcast is a space for the stories we don’t usually tell:About ...

4 Helmi 20241min

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