Uplift: She oversees largest Black owned bank where paycheck paid 2 days early and 100,000+ Surcharge-Free ATMs.

Uplift: She oversees largest Black owned bank where paycheck paid 2 days early and 100,000+ Surcharge-Free ATMs.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Teri Williams.

President, COO, and owner of OneUnited Bank, the largest Black-owned bank in the United States. Here's a breakdown of the key highlights and takeaways:

🔑 Key Themes & Takeaways 1. OneUnited Bank’s Mission & Reach

  • Formed by merging four Black-owned banks in Boston, Miami, and Los Angeles.
  • First Black-owned digital bank (since 2005).
  • Serves customers in all 50 states.
  • Offers accessible, affordable financial services and promotes financial literacy.

2. Digital Banking for Underserved Communities

  • OneUnited provides:
    • Mobile check deposit (via smartphone).
    • Early direct deposit (get paid 2 days early).
    • Access to 100,000+ surcharge-free ATMs (including Walgreens, 7-Eleven, Chase, Citibank).
  • Designed to combat financial deserts and predatory check-cashing services in Black communities.

3. Financial Literacy & Trust

  • Teri emphasizes the need for Black communities to trust Black-owned institutions.
  • OneUnited is FDIC-insured and uses cutting-edge technology, including AI.
  • Financial literacy is key to building generational wealth.

4. WiseOne AI Tool

  • An AI-powered financial assistant that:
    • Tracks spending and subscriptions.
    • Offers insights on saving and debt reduction.
    • Aggregates data from multiple accounts to show net worth, cash flow, and financial health.

5. Youth Financial Literacy – “I Got Bank” Contest

  • 15th annual contest for kids ages 8–12.
  • Participants submit an essay or artwork based on a financial literacy book.
  • Ten winners receive $1,000 savings accounts.
  • Book: I Got Bank by Teri Williams (available free at oneunited.com/book).

6. OneTransaction Concept

  • Focuses on six key financial transactions to build generational wealth:
    1. Homeownership
    2. Life Insurance
    3. Investments
    4. Profitable Business
    5. Credit Score
    6. Savings
  • Encourages individuals to focus on just one to start their wealth-building journey.
  • Learn more: oneunited.com/onetransaction

💬 Notable Quotes

  • “We are a real bank, not a fintech. We are FDIC-insured.”
  • “We are great with money. We just haven’t always had access.”
  • “Focus on one transaction. That’s all it takes to start building generational wealth.”

#STRAW

#BEST

#SHMS

Support the show: https://www.steveharveyfm.com/

See omnystudio.com/listener for privacy information.

Jaksot(3925)

FULL SHOW: Off-Limits Thanksgiving Topics, Strawberry Letter: My Success Is Intimidating - 11.20.25

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The Steve Harvey Morning Show for Thursday, November 20th, 2025: Steve Harvey's Morning Inspiration | Show Open | Run That Prank Back - "Auntie Debra K's Hair" | Ask The CLO | Entertainment News | Chicago Kids Assault Mother & Son | Off-Limits Topics At Thanksgiving | Nephew Tommy's Prank - "I Need You To Wash Me" | Strawberry Letter - "My Success Is Intimidating" Parts 1-2 | Junior's Sports Talk | Social Media Advice | Parasocial Relationships | Would You Rather | Steve Harvey's Closing RemarksSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

20 Marras 20251h 32min

FULL SHOW: One Has To Go, Strawberry Letter: When I Look, I Find - 11.19.25

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19 Marras 20251h 32min

FULL SHOW: Thanksgiving Cost, Eddie Murphy, Strawberry Letter: Am I Marrying A Man Or A Child? - 11.18.25

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18 Marras 20251h 32min

Brand Building: In 2017 he founded Green Book Global, a travel review platform for Black travelers, partnered with Expedia.

Brand Building: In 2017 he founded Green Book Global, a travel review platform for Black travelers, partnered with Expedia.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Lawrence Phillips. Purpose of the Interview To showcase Lawrence Phillips’ entrepreneurial journey from engineering to founding Green Book Global, a travel review platform for Black travelers. To highlight the significance of Black Ambition, an initiative by Pharrell Williams supporting Black and Brown entrepreneurs. To inspire listeners about resilience, innovation, and the importance of culturally inclusive travel resources. Key Takeaways Background & Career Shift Phillips studied Electrical Engineering at Georgia Tech and worked at Accenture in IT consulting for nearly a decade. Despite career success, he felt unfulfilled and decided to pursue his passion for travel, leading to the creation of Green Book Global. Travel Experience Traveled to 30+ countries across all seven continents, including Antarctica, in less than a year. Realized the need for a platform addressing “traveling while Black” concerns—safety, cultural acceptance, and inclusivity. Green Book Global Inspired by the historical Green Book (1936–1966), which guided Black travelers during segregation. Offers city-level Black-friendly scores, road trip planners, and Black-owned restaurant recommendations. Over 150,000 app downloads in 2025; partnered with Expedia; strong social media presence. Black Ambition Program Phillips applied three times before reaching semifinals, emphasizing persistence. Program provided funding opportunities and a transformative Evoke Wellness experience. His personal “why” statement:“I’m a protective and innovative steward of Black restoration and healing.” Impact & Vision Advocates systemic change by partnering with destinations to improve inclusivity. Highlights the economic power of Black travelers (over $140 billion annually). Encourages Black travelers to explore global opportunities beyond U.S. racial constraints. Notable Quotes “You can be successful and still not be happy.” — On leaving a lucrative career for passion. “I’m a protective and innovative steward of Black restoration and healing.” — His guiding principle. “There’s riches in niches.” — On unapologetically focusing on Black travelers. “Just because somebody said no doesn’t mean they said no to you—they said no at that time.” — On persistence in entrepreneurship. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

18 Marras 202529min

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17 Marras 20251h 32min

FULL SHOW: Roscoe AND Sista O'Dell, Strawberry Letter_ He Can't Stand Being Alone - 11.14.25

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14 Marras 20251h 32min

FULL SHOW: The Me & The Boys Story, Strawberry Letter: The Security Guard Knows My Husband - 11.13.25

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13 Marras 20251h 32min

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