FULL SHOW: Overpaid By $400K, Strawberry Letter - My Ma Vs My Wife - 07.11.25

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Josh Jalinski. Host of The Financial Quarterback radio show, joins Money Making Conversations Masterclass to discuss financial security, Social Security misconceptions, inflation, compound interest, and health insurance. Recognized by Forbes as one of America’s top financial security professionals, he provides expert insights into wealth-building strategies. 🔑 Key Themes & Highlights Social Security & Retirement Myths Many Americans mistakenly believe Social Security alone will provide a comfortable retirement. Josh explains how previous generations lived on Social Security because they had paid-off homes and lower living expenses, but today’s economic climate makes that unrealistic. Inflation & Its Effects Inflation occurs when too much money chases too few goods, causing price increases. Covid stimulus packages contributed to rising costs as large amounts of money entered circulation. Everyday consumers feel inflation in higher grocery prices, shrinking product sizes (shrinkflation), and increased gas costs. Understanding Compound Interest Compound interest is a powerful wealth-building tool that allows money to grow exponentially over time. Many financial advisors focus on stocks and investments but fail to educate clients on the importance of long-term compounding without interruptions. Josh emphasizes the Rule of 72, explaining how money doubles based on the interest rate earned. Choosing the Right Financial Advisor A strong advisor should educate clients on key financial principles, not just offer investment options like conservative, moderate, or aggressive portfolios. The real key to wealth is understanding compounding and ensuring investments grow steadily over time. Health Insurance Challenges Rising health insurance costs are forcing companies to drop coverage and restructure their plans. Josh suggests a two-tier system where private insurers handle healthy individuals while the government provides expanded Medicaid for those with higher risks. 📘 Resources & Contact InformationJosh Jalinski’s financial insights are available via:🔗 Podcast: The Financial Quarterback (Spotify)🔗 Website: FinancialQuarterback.com #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Marras 202422min

Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

28 Marras 20241h 24min

Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

27 Marras 20241h 31min

Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

26 Marras 20241h 31min

Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

25 Marras 20241h 31min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Damon Haley. He has delved into the beauty industry by acquiring and transforming existing beauty businesses. His beauty brand ‘Glow + Flow Beauty’ is reimagining the shopping experience for black and brown communities.    Gone are the days of poor service, fractured relationships and harmful products. Damon’s goal is to create a healthy environment for women, men, girls and boys to shop, learn and grow as their needs change. He is also launching multiple product lines and is franchising the business model. They Intelligently and Excellently (1). Buy Cost Effective & High Demand Products, (2)Sell Product at a High Velocity Pace, (3) Attract Volumes Of & Diverse Customers (4) Serve the Beauty Community THE BEST. We are a beauty retail concept that provides manufacturers of color an opportunity to share, socialize and sell its products to women of color directly. We also reinvent the shopping experience by providing best in class service with a connective twist. We are the future of beauty. They believe the program will help us obtain retail excellence in the form of new trends, best practices and scalability. With our franchise model and opportunity, we want Glow + Flow in every community and to create generational wealth from people that over index on purchasing beauty products. Business excellence is vital to allowing franchise owners to believe in the idea. And, greater access to capital 'models' will allow us to scale the business across the country and abroad. Prior to his entrepreneurial pursuits, he served as Sports Marketing Director at TroikaTV, launched Nike's Western Region Marketing Office and rose through the ranks at Chevron in its Treasury, Overseas, Corporate Planning and Investment Strategy Groups. Damon has mastered the art of designing, developing and implementing campaigns that appeal to consumers, sponsors, clients, partners and investors, all the while attracting targeted audiences and promoting the brand as well as delivering millions in impressions and revenues. Damon formed his own 'communication solution' agency for several years, where he focused on launching new products, consumer activations, theatrical film releases, affinity programs and sports experiences. His portfolio of clients included Nike, Pepsi, Time Warner, Viacom and Turner Broadcasting Family of Brands and Networks spanning North America, South America, Europe and Asia. #STRAW #BEST #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

25 Marras 202426min

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Amber C. Saunders. An estate planning attorney and founder of The Saunders Firm, about generational wealth, estate planning, and financial literacy in the Black community. 🔑 Key Themes & Highlights The Importance of Estate Planning Saunders emphasized that estate planning isn’t just for the wealthy—it’s for anyone who owns assets, including homes, jewelry, and even bank accounts. She shared how her family’s experience with probate court inspired her to educate others on avoiding financial hardships. Generational Wealth & Legacy Many Black families lose wealth due to lack of estate planning, leading to long legal battles and financial instability. Saunders stressed that generational wealth isn’t just about money—it’s about education, financial literacy, and structured wealth transfer. Common Misconceptions About Estate Planning Many people believe wills and trusts are only for the rich, but anyone with assets should have a plan. She debunked myths about DIY estate planning, warning that generic online templates can lead to legal complications. Protecting Small Businesses & Entrepreneurs Entrepreneurs must plan for succession, ensuring their businesses can survive beyond their leadership. She advised business owners to structure their companies properly, so they don’t just create a job for themselves but build a lasting enterprise. 📘 About Amber C. SaundersAmber C. Saunders is a leading estate planning attorney, dedicated to helping families secure their financial futures. She founded The Saunders Firm, specializing in wealth preservation, estate planning, and business succession strategies. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

23 Marras 202428min

Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

22 Marras 20241h 31min