Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!

Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!

Renting is smarter than buying?! Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies. Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She’s the creator of the fast-growing YouTube channel ‘Nischa’ with over 1 million subscribers, where she breaks down debt, saving, and investing. She explains: ◻️The 65-20-15 money framework that generates passive income without a job. ◻️How to invest in index funds and retire early with compound interest. ◻️Why your job might be making you poorer every day. ◻️The dangerous lie about “saving = security” and what to do instead. ◻️Why the credit card trap is costing you thousands without you realising. 00:00 Intro 02:28 My Mission to Spread Actionable Money Tips 04:28 Trauma and the Link to Money Attachment Styles 08:34 The 4 Steps to Take Control of Your Finances 11:58 Paying Your Debts 13:55 The Emergency Financial Buffer We All Need 15:07 What to Do With Saved Money 17:09 Do These 3 Things Before Investing 20:00 Why You Should Save for Retirement 22:56 Spending Money for External Validation 27:36 What to Invest In 31:09 How to Get a Salary Raise 37:07 Is Buying a House a Good Investment? 44:44 What Is Opportunity Cost? 48:54 Should You Split Your Investments? 53:42 What Does Nisha's Portfolio Look Like? 56:40 Ads 57:31 The Best Book to Learn About Finance 01:01:15 Should I Buy or Lease a Car? 01:04:35 Should We Sacrifice Some of Our Enjoyments? 01:07:30 What's the Best Way to Track Your Numbers? 01:11:12 The Role of Money in Relationships 01:16:18 What Is Passive Income and How to Get It 01:21:59 Ads 01:23:48 Making Millions With YouTube 01:29:41 Doing Your Finances With AI 01:36:28 The Importance of Your Credit Score 01:45:20 What Would You Not Spend Money On? 01:48:52 My Dad's Words Changed Me 01:57:57 I Felt So Much Pain During My Career 02:01:21 Your Hardest Day Follow Nischa: YouTube - https://bit.ly/4kHiVMl Instagram - https://bit.ly/3Ui6eNd 💡You can find out more about Nischa’s ‘Intentional Spending Tracker’, here: https://bit.ly/3GR5gEC The Diary Of A CEO: ⬜️Join DOAC circle here - https://doaccircle.com/ ⬜️Buy The Diary Of A CEO book here - https://smarturl.it/DOACbook ⬜️The 1% Diary is back - limited time only: https://bit.ly/3YFbJbt ⬜️The Diary Of A CEO Conversation Cards (Second Edition): https://g2ul0.app.link/f31dsUttKKb ⬜️Get email updates - https://bit.ly/diary-of-a-ceo-yt ⬜️Follow Steven - https://g2ul0.app.link/gnGqL4IsKKb Sponsors: Stan Store - https://stevenbartlett.stan.store/ Fiverr - https://www.fiverr.com/diary with code DIARY for 10% off your first order Intuit - https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na Learn more about your ad choices. Visit megaphone.fm/adchoices

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E51: The Certainty Of Unexpected Chaos

E51: The Certainty Of Unexpected Chaos

This week's episode of The Diary of a CEO is all about the certainty of unexpected chaos. This is a different episode, for the very different times that we’re living in. But, I think you ALL need to hear this, because I did. I discuss why you should be responsible for your actions, how to be positive amongst all the chaos, stay psychologically effective and the importance of being compassionate with your thoughts. I also delve into what I call "happiness dividends" and discuss why it is vital not give up on your long term goals for short term pleasures, especially in this time of uncertainty. Learn more about your ad choices. Visit megaphone.fm/adchoices

15 Huhti 202050min

E50: Jake Humphrey - My Grandma's Suicide Saved Me

E50: Jake Humphrey - My Grandma's Suicide Saved Me

In my most recent episode of The Diary of a CEO, I sat down with the incredibly successful TV presenter, journalist and entrepreneur Jake Humphrey. Jake has gone from being an unqualified drop out, who was fired from McDonalds after just two months for a lack of communication skills to one of the UK’s most well known TV presenters, with accolades such as CBBC, BT Sport, Formula One and much more. Jake also co-founded the production company Whisper Films, alongside former BBC Sport producer Sunil Patel and David Coulthard and the business has grown from £1.5m to almost £20m. Our conversation was extremely honest and open. Jake has struggled to come to terms with the common misconceptions of who he is, battling suicidal thoughts and developing an unhealthy relationship with social media. We discuss the best way to move forward with the devastating impact social media can have and why failure is the key to being successful. Learn more about your ad choices. Visit megaphone.fm/adchoices

5 Maalis 202053min

E49: Dame Stephanie Shirley - Escaping Nazi Germany and Making £2.3bn

E49: Dame Stephanie Shirley - Escaping Nazi Germany and Making £2.3bn

In this week's episode of The Diary of a CEO, I chat to Dame Stephanie Shirley also known as "Steve".At the age of 5, Steve fled from Nazi persecution in her hometown of Dortmund and arrived in the UK on the Kindertransport, luckily escaping the... Learn more about your ad choices. Visit megaphone.fm/adchoices

27 Helmi 20201h

E48: Jamie Laing & Ed Williams - The Sweet Success

E48: Jamie Laing & Ed Williams - The Sweet Success

In this week's episode of The Diary of a CEO, I chat to Jamie Laing and Ed Williams, the co-founders of Candy Kittens - the fastest growing confectionary brand in the UK. Our conversation delved into battling the misconceptions of family wealth,... Learn more about your ad choices. Visit megaphone.fm/adchoices

20 Helmi 20201h 24min

E47: The Solution To All Of Your Problems

E47: The Solution To All Of Your Problems

This week's episode of The Diary of a CEO is all about breakdowns and problems and I delve into why only YOU have control over your thoughts. I discuss how we are obsessing over optimising our lives and the worrying increase in loneliness within the... Learn more about your ad choices. Visit megaphone.fm/adchoices

13 Helmi 202043min

E46: Diane Modahl - Doping, Defeat and Determination

E46: Diane Modahl - Doping, Defeat and Determination

How would you feel if your career, the career you’ve worked at all your life, was suddenly destroyed? This is how my next guest on The Diary of a CEO felt when her whole world came tumbling down due to a fatal error. Diane is truly inspirational. Her... Learn more about your ad choices. Visit megaphone.fm/adchoices

3 Helmi 20201h 6min

E45: I Have NEVER Shared This Before.

E45: I Have NEVER Shared This Before.

In the first episode of 2020 of The Diary of a CEO, I share a very personal extract from my diary 8 years ago which I’ve NEVER shared before, and discuss the time I’ve recently spent alone in the Indonesian Jungle. I also explain why it’s important to... Learn more about your ad choices. Visit megaphone.fm/adchoices

16 Tammi 202049min

E44: The lessons we MUST learn before 2020.

E44: The lessons we MUST learn before 2020.

2019 has been a world-wind of a year for me, and this week’s episode of The Diary of a CEO is all about reflection. Alongside this, I discuss why you shouldn’t waste time on people that don’t deserve it. Furthermore, I explain why it’s critical for us t... Learn more about your ad choices. Visit megaphone.fm/adchoices

23 Joulu 201941min

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