Work Benefits vs. Real Protection: Do You Have Enough Coverage?

Work Benefits vs. Real Protection: Do You Have Enough Coverage?

Are your work benefits really enough to protect your family? 🤔

In this episode of Unpacked & Empowered + Finances Podcast, we unpack what employer insurance usually covers—and why relying only on it could leave your loved ones unprotected.

You'll discover:

  • What's typically included in employer insurance packages
  • The hidden gaps families don't always see
  • Why personal insurance can give you lasting protection—even when you change jobs
  • How to start thinking about coverage that grows with you

Whether you're a young parent, newcomer, or building your career in Canada, this episode will help you feel more confident about protecting your family's financial future.

⚖️ Disclaimer: I am a licensed insurance advisor in New Brunswick and Ontario. This episode is for educational purposes only and should not be taken as personalized financial advice. Please consult with a licensed professional for recommendations based on your situation.

Connect with Me:

Instagram: @marianneagudo.podcast
Website: https://marianneagudo.com/home/

Book a chat with me: https://calendar.app.google/AeRw1FCf5ntJzj3p9

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Jaksot(45)

EP 32: You Know What to Do. So Why Aren't You Doing It? The Identity Gap Explained

EP 32: You Know What to Do. So Why Aren't You Doing It? The Identity Gap Explained

You know exactly what you need to do financially. You've read the articles. You understand the strategy. But something keeps you from actually doing it. In this episode, I sit down with Myles Daniel, ...

24 Syys 32min

EP 31: What Will Your Retirement Really Look Like? The Things You Can Control

EP 31: What Will Your Retirement Really Look Like? The Things You Can Control

What do you actually want your retirement to look like? For me, it's not just about having a certain amount of money saved. I imagine simple walks with my husband, travelling, spending time with our c...

16 Syys 16min

What To Do When You're 10 Years From Retirement (Canadian Guide)

What To Do When You're 10 Years From Retirement (Canadian Guide)

You're picking a retirement number from thin air. Here's why that's a problem. Most Canadians decide they need "$1 million" or "$1.5 million" to retire without ever doing the math. In this conversatio...

31 Elo 28min

Money Stories: Why Your Childhood Beliefs Are Costing You Thousands in Growth | EP 29

Money Stories: Why Your Childhood Beliefs Are Costing You Thousands in Growth | EP 29

Your Money Story is Holding You Back. Here's How to Change It. Do you know where your beliefs about money come from? Research shows your core money beliefs are formed by age seven and most of us inher...

12 Elo 33min

Mid-Summer Money Reset: A No-Guilt Financial Check-In for Busy Moms

Mid-Summer Money Reset: A No-Guilt Financial Check-In for Busy Moms

Summer moves fast - swim lessons, beach trips, gas, and spontaneous ice cream stops! In this episode, we walk through a simple, no-guilt mid-year financial check-in: reviewing cash flow, auditing subs...

23 Heinä 9min

Why You Keep Putting Off Money Decisions

Why You Keep Putting Off Money Decisions

If you're planning a big financial goal but keep putting it off, this episode is for you. In this episode, I break down the 4 most common reasons why people delay important money decisions and how to ...

15 Heinä 3min

I Lost My Father at Five - Here's How It Shaped My Career in Financial Security

I Lost My Father at Five - Here's How It Shaped My Career in Financial Security

This episode is a little different. For once, I'm not the one asking the questions — my colleague and mentor Greg Keith, CFP, Senior Advisor at Wealth Plan Atlantic, is turning the mic on me. I talk ...

19 Kesä 29min

Understanding Financial Planning: Tax System, Accounts, and Insurance with 16-Year Advisor Jeff Scammell | EP 25

Understanding Financial Planning: Tax System, Accounts, and Insurance with 16-Year Advisor Jeff Scammell | EP 25

Have you ever wondered how the Canadian tax system actually works? Why are two incomes sometimes complicated? What's the real difference between a TFSA and RRSP for YOUR situation? This episode provi...

5 Kesä 23min

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