134: VIDEO How to retire on $3,000 a Week with The Property Couch

134: VIDEO How to retire on $3,000 a Week with The Property Couch

In this episode of The Joyful Frugalista, Serina Bird is joined by Bryce Holdaway and Ben Kingsley — co-hosts of The Property Couch podcast and authors of How to Retire on $3,000 a Week. Together, they explore how everyday Australians can build long-term wealth through smart property investing.

Holdaway and Kingsley discuss the evolution of their investment philosophy, the importance of managing cash flow, and how to distinguish between good and bad debt. You’ll also hear practical strategies like the “seven day float,” and how offset accounts can offer financial flexibility and peace of mind in retirement.

💡 Discussion topics

  • Why cash flow is king in property investing
  • The difference between good debt and bad debt
  • How offset accounts can reduce interest and increase flexibility
  • Why housing security is essential for retirement
  • The power of the “seven day float” for managing spending
  • How to avoid becoming a forced seller in a downturn
  • Why property investing is a long-term game

📌 Chapters: 07:30 – On Being a Podcaster 07:44 – Cash Flow Management 15:08 – Investment Property Costs 18:51 – Debt 21:31 – Accommodation in Retirement 25:38 – Offset Accounts 26:44 – Frugalista Tip

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Jaksot(100)

147: Neil aka Mr Joyful Frugalista talks about his new car, cruising and who is the most frugal

147: Neil aka Mr Joyful Frugalista talks about his new car, cruising and who is the most frugal

In this episode, Serina Bird interviews her husband Neil about their frugal lifestyle and how they manage money in their relationship. Neil talks about his new love - their new car! - and drills down ...

16 Elo 44min

146: VIDEO Lacey Filipich on financial educaiton

146: VIDEO Lacey Filipich on financial educaiton

Serina is joined by returning guest Lacey Filipich, award‑winning financial educator, author and founder of Money School. Together, they unpack why financial literacy is still so challenging for many ...

19 Heinä 34min

146: Lacey Filipich on financial education

146: Lacey Filipich on financial education

Serina is joined by returning guest Lacey Filipich, award‑winning financial educator, author and founder of Money School. Together they unpack why financial literacy is still so challenging for many A...

18 Heinä 34min

145: VIDEO The secrets behind Australia's top online entrepeneurs with Bernadette Schwerdt

145: VIDEO The secrets behind Australia's top online entrepeneurs with Bernadette Schwerdt

In this episode, Serina Bird chats with bestselling author and entrepreneurship expert Bernadette Schwerdt about the secrets behind Australia’s most successful online founders. Drawing on insights fro...

15 Kesä 29min

145: The secrets behind Australia's top online entrepreneurs with Bernadette Schwerdt

145: The secrets behind Australia's top online entrepreneurs with Bernadette Schwerdt

In this episode, Serina Bird chats with bestselling author and entrepreneurship expert Bernadette Schwerdt about the secrets behind Australia’s most successful online founders. Drawing on insights fro...

13 Kesä 29min

144: From Pilot to FI: Captain FI's Journey to Financial Freedom

144: From Pilot to FI: Captain FI's Journey to Financial Freedom

In this episode, Serina Bird chats with Captain FI about how the financial independence movement has shaped his life, the importance of intentional spending, and how to achieve financial freedom while...

26 Touko 44min

143: VIDEO Finding home with Lucinda Hartley

143: VIDEO Finding home with Lucinda Hartley

Serina sits down with award‑winning urban designer, housing expert and author Lucinda Hartley to unpack Australia’s broken path to home ownership — and why the old rulebook no longer works. Drawing on...

24 Touko 37min

143: Finding home with Lucinda Hartley

143: Finding home with Lucinda Hartley

Serina sits down with award‑winning urban designer, housing expert and author Lucinda Hartley to unpack Australia’s broken path to home ownership — and why the old rulebook no longer works. Drawing on...

24 Touko 37min

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