High-Risk Merchant Accounts: Avoid Holds & Terminations in 2025
The Payments Guy®21 Maalis 2025

High-Risk Merchant Accounts: Avoid Holds & Terminations in 2025

In this episode, Frank covers how high-risk merchants can avoid account freezes, terminations, and funding holds. He explains what triggers risk teams—like chargebacks, sudden volume spikes, or unapproved business changes—and shares how to stay in good standing with your processor through proactive communication, proper documentation, and smart redundancy with multiple merchant accounts. In this episode, these questions and topics will be covered: • 01:30 – Why do banks and ISOs have risk tea...

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Jaksot(22)

Banks Measure Your Risk Before You Ever Know It. Here's What They See

Banks Measure Your Risk Before You Ever Know It. Here's What They See

Banks decide whether your business is "high-risk" before a single human being reads your application — and most owners don't find out until their account is terminated. In this episode of The Payments...

17 Elo 11min

Chargebacks: The One Number That Can Shut You Down

Chargebacks: The One Number That Can Shut You Down

Your chargeback ratio is the one number that can permanently shut you out of credit card processing — not just with one bank, but across the entire industry. In this episode of The Payments Guy, Frank...

5 Elo 12min

Travel Agencies: Your Complete Payment Survival Guide 2025

Travel Agencies: Your Complete Payment Survival Guide 2025

Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-ris...

5 Joulu 202518min

CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025

CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025

Most CBD brands don’t lose sales because of bad marketing, they lose them because their payment processor shuts them down without warning. In this episode, Frank exposes the hidden traps that quietly ...

21 Marras 202515min

The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025

The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025

In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a business death sentence...

7 Marras 202516min

PayPal Account Terminations: High-Risk Merchant Processing Guide 2025

PayPal Account Terminations: High-Risk Merchant Processing Guide 2025

PayPal is an easy-to-use payment processor, but that convenience comes with a cost. In this episode, Frank covers PayPal account terminations and real payment alternatives for high-risk merchants. As ...

24 Loka 202521min

VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes

VAMP 101: Visa’s New Fraud Rules—Explained in 10 Minutes

In this episode, Frank covers Visa’s new VAMP fraud rules and what they mean for high-risk merchants. He explains how chargebacks and TC40 fraud reports now combine into a single fraud ratio—and why e...

4 Heinä 202510min

Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025

Payment Declines: Fixing Failed Transactions for High-Risk Merchants 2025

In this episode, Frank covers why high-risk merchants experience unnecessary payment declines—and what you can do to fix it. He breaks down the invisible tech behind transaction approvals, from 3D Sec...

20 Kesä 202518min

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