Ask HTM - Open Enrollment Entanglements, Worthwhile BNPL Scenarios, & Continuing to Investing with Outstanding Debt #1060

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!

1 - Open enrollment: what factors should I consider when hopping to a more affordable health insurance provider?

2 - Buy now pay later: how much of a discount would have to be offered to make a “pay in 4” worth considering?

3 - Money gears: should I hit pause on investing in order to finally get rid of my credit card debt?

4 - Credit score: would paying down my mortgage early hurt my credit score and my ability to invest in real estate later?

5 - Savings rate: should I include dollars automatically invested into my 401k when calculating my savings rate?

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• Massively reduce your cell phone bill each month by switching to a discount provider like Mint Mobile.

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