Financial Feminist18 Marras 2025

262. Why I Hate Dave Ramsey

Dave Ramsey has millions of followers who swear by his money advice, but does his one size fits all approach actually help or hurt? In today’s episode I’m breaking down the full picture––what he gets right, where his advice becomes harmful, and why so many people feel shame, fear, or financial stagnation after following his rigid frameworks. From emergency funds and credit cards to retirement timing, debt payoff, and the systemic barriers Ramsey ignores, I’m diving into the nuance he refuses to acknowledge—so you can take the helpful parts and leave the rest behind. If you’ve ever struggled to explain why Dave Ramsey isn’t your financial cup of tea, save this episode. To get more resources including any freebies mentioned in this episode, head to https://herfirst100k.com/ffpod 00:00 Intro 01:59 Dave Ramsey’s “Baby Steps” framework 02:56 Dave Ramsey’s appeal 03:17 Lack of nuance and ignoring systemic issues 04:04 What Dave Ramsey gets right 07:10 Major problems with Ramsey’s advice 07:37 $1,000 emergency fund is too low 09:36 “All debt is bad” is harmful and misleading 10:45 The 7% rule: When to pay off debt vs. invest 11:20 Unrealistic mortgage and home-buying advice 12:20 Why rigid rules are easier to sell, but less helpful 13:28 The role of shame and discipline 15:32 Use of Christianity and morality in marketing 16:47 Advice on combining finances in marriage 18:21 Lawsuits and toxic workplace allegations 21:48 Out-of-touch advice on childcare 22:45 How to use Ramsey’s advice mindfully 24:36 Systemic oppression in personal finance 25:44 Credit scores and credit cards Learn more about your ad choices. Visit megaphone.fm/adchoices

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Jaksot(330)

289. You're Networking Wrong (What to Do Instead) with Danielle Robay

Today I'm sitting down for another chat with one of my favorite guests, Danielle Robay. Danielle’s a TV host, journalist, host of Question Everything, co-executive producer of Bookmarked alongside Ree...

23 Kesä 51min

288. How to Stop Burning Out While Building Your Dreams with Michelle Razavi

If you've been checking every box, hitting every goal, and somehow feeling further away from yourself than ever, this episode is for you. Our guest today is Michelle Razavi, and she’s back with an imp...

16 Kesä 58min

287. How to Build a Business From Nothing with Jasmine Star

Visit ⁠⁠https://herfirst100k.com/ffpod⁠⁠ to grab a copy of our free Side Hustle Skill Finder to figure out exactly which of your existing skills can make you money, and what to do with them first! Th...

9 Kesä 59min

286. Getting Rich Made Me a Bad Woman

What if the reason you're afraid of building wealth has nothing to do with you, and everything to do with a system designed to keep you that way? In this episode, I'm pulling back the curtain on somet...

2 Kesä 34min

Managing Money In My 30s

What if your thirties were about impressing yourself instead of others? In this episode, Tori gets real about the shift in priorities that comes with entering a new decade, reflecting on everything fr...

26 Touko 25min

millionaire mindset: lever theory

What if the real reason you're not hitting your money goals has nothing to do with how hard you're working? In this millionaire mindset episode, I'm introducing you to the Lever Theory, the framework ...

19 Touko 32min

285. Why You Stay Stuck in Jobs, Relationships, and Financial Patterns That Aren’t Working with Simone Stolzoff

Why do we stay in jobs, relationships, and financial patterns we know aren't working? Author and journalist Simone Stolzoff is back on the show to talk about his new book, How to Not Know — and the su...

12 Touko 59min

284. The Science-Backed Method to Building Better Relationships with Liz Moody

You might be the loneliest you've ever been — and have no idea why. One of my favorite guests and favorite humans, Liz Moody, is back on the show to talk about why loneliness isn't an exposure problem...

5 Touko 1h 5min