The $300 Trillion Question: Can You Buy a Home Without a Bank?
Tech Talks19 Marras

The $300 Trillion Question: Can You Buy a Home Without a Bank?

Buying a house is really, really hard. It took our host David 15 years of renting until he was in a position to get on the career ladder. It's a huge milestone, but it comes with debt, and interest. But does it have to?

Former career banker Chris Smith chats to David about his mission to expose how the traditional financial system has failed home ownership, turning the market into a "game of monopoly". He reveals Bloxx, a new financial architecture built on equity and Web3 infrastructure.

By connecting institutional capital directly to buyers, Bloxx enables home access with a 1% deposit and monthly payments up to 30% cheaper than a traditional mortgage, making renting a "dead cost" of the past. This is the generational shift required to get 1.2 billion renters into homes. Too good to be true? Surely the banks won't allow it? Listen in to today's interview to find out more!


Want to read the latest from David, his Substack (diving into ‘Tech Talks’ and more) is here.

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Cheryl & Simon (from Polystream) talk about how company culture is changing during the lockdown.

Cheryl & Simon (from Polystream) talk about how company culture is changing during the lockdown.

Today's show is a chat with Polystream's Cheryl Razzell and Simon Sparks. We chat about how the lockdown is changing the way we communicate, and what lessons we can carry back into the office when we're let back in! How are you keeping your employee's minds whirring?

15 Huhti 202043min

Our next guests are... Cheryl and Simon

Our next guests are... Cheryl and Simon

We're publishing a day later due to the Easter break (I've had a lot of chocolate)... but we've got our usual two shows, and Wednesday's show is a return to Polystream. A few months ago we featured CEO Bruce Grove, but now it's the turn of Cheryl and Simon, to talk platforms, people and lockdown. All that to come tomorrow!

14 Huhti 20203min

Vanessa Madu, Founder of ProjectInsight, talks about STEM education, and where it's going wrong.

Vanessa Madu, Founder of ProjectInsight, talks about STEM education, and where it's going wrong.

Vanessa is an award-winning maths student at Imperial, as well as the founder of two communities focused on fixing the education and pipeline of education in STEM. Why is she doing all this as a student? Because no-one else is! She has fears about tech and finds it daunting, but her attitude and the impact she's having is a huge source of inspiration.

10 Huhti 202036min

Our next guest is... Vanessa Madu

Our next guest is... Vanessa Madu

Vanessa is a Women of the Future Young Star award winner, maths student at Imperial and founder of two communities; The Hello World Hack and ProjectInsight. And tech intimidates her...! She's tomorrow's guest as we continue to look at the next gen of future tech stars.

9 Huhti 20202min

Anas Nader, CEO of Patchwork Health, talks to us before helping tackle Coronavirus.

Anas Nader, CEO of Patchwork Health, talks to us before helping tackle Coronavirus.

Dr Anas Nader talks to us as his company (Patchwork Health) deploys their solution across the NHS to help tackle Covid-19. We get a glimpse about how the response to this disease is changing the way businesses operate. Anas also talks to us about his own feelings as he prepares to head back to front-line medicine. Also on the show we discuss an article in Wired focusing on WeWork's woes and the trouble with Blitzscaling: https://bit.ly/3bYGsWg

7 Huhti 202037min

Our next guest is... Dr Anas Nader

Our next guest is... Dr Anas Nader

On tomorrow's show we're talking to Dr Anas Nader, co-founder of Patchwork, a digital health company at the heart of the response to Covid-19. We talk about how vital it is to get returning doctors and nurses to the right places to care for people, and how his business can help at this moment of need. He's also going back to the front line, so we address his feelings towards the situation he and his colleagues face.

6 Huhti 20201min

Holly Boothroyd, Founder of HerHelloWorld, is looking to change perceptions of tech careers.

Holly Boothroyd, Founder of HerHelloWorld, is looking to change perceptions of tech careers.

Holly is looking to change perceptions of careers in stem. She's hoping to show women that they can thrive, that engineers can be sociable and creative, and encourage more to follow her. Via Instagram Holly is reaching over 17k people. Here she describes what she means by "Her Hello Moment". Also on the show we talk about the need to protect low-paid workers that are keeping our economy moving: https://thenextweb.com/plugged/2020/04/02/buy-a-kettlebell-fitness-coronavirus-lockdown/

3 Huhti 202032min

Our next guest is... Holly Boothroyd

Our next guest is... Holly Boothroyd

Holly is an engineer at Microsoft, and at the start of her career. What makes Holly remarkable is that she has openly talked about her career and offers advice to young people looking to get a start in tech. Herhelloworld on Instagram has over 17k followers. So I'm thrilled we get to share her fresh, important and timely voice on the pod tomorrow!

2 Huhti 20202min

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