Weekly Wrap discussion on looming auto tariffs
The auto industry is bracing for impact as tariffs on vehicles take effect April 3. Auto stocks slumped on March 26 after confirmation that the tariffs will take effect as planned. The Big Wheels Stoc...
31 Maalis 20254min
AFN and Experian talk affordability, credit, EVs
The fourth quarter highlighted still-elevated auto delinquencies, growing lease share and competitive market conditions. Credit performance worsened in Q4, with 60-day delinquencies up 4 basis points...
24 Maalis 202515min
Diversification in funding drives originations
Diversification across public and private funding sources is key to driving origination growth for auto lenders as the cost of funds fluctuates and investors look to put an abundance of capital to wor...
17 Maalis 20253min
Weekly Wrap discussion on tariffs, gen AI use
Tariff uncertainty continues to disrupt the auto industry; companies increasingly rely on AI for innovation and efficiency. The auto industry has prepared for an "adjustment period" as 25% tariffs on ...
10 Maalis 20257min
Industry eyes stabilized DQs, mixed pricing dynamics
The first half of 2025 is expected to bring stabilizing delinquencies, increased demand for automotive refinance and mixed vehicle price and sales dynamics. Auto loan delinquencies are projected to co...
3 Maalis 20258min
Exponential Markets' Fortin on 'volatile' EV pricing
Used EV values have fluctuated amid uncertainty over tax credits and potential tariffs. “For the used EV market, if you want to describe it in one word right now, it's ‘volatile,’” Paul Fortin, co-fou...
24 Helmi 202519min
CFPB halted, Q4 earnings continue
The Department of Government Efficiency, run by Elon Musk, effectively shut down the Consumer Financial Protection Bureau over the weekend, adding to uncertainty regarding operations after CFPB Direct...
10 Helmi 20258min
Auto industry eyes tariffs, credit performance
Auto lenders are keeping an eye on loan production, credit performance and vehicle prices as tariffs loom. Subprime lender Credit Acceptance Corp.’s originations ticked up 0.3% year over year in the f...
3 Helmi 20257min
