
Forward Fixing: How To Lock In Your Interest Rate Early | Episode 489
In this episode, we break down what forward fixing actually is, how rate locks work, what rising interest rates could mean for borrowers in 2026, and the key mistakes to avoid when locking in your nex...
26 Touko 7min

Australia’s Capital Gains Tax Changes: Is NZ Next? | Episode 488
Australia’s tax overhaul could become New Zealand’s opportunity.In this episode, we break down Australia’s major property and capital gains tax changes, what ring-fencing and reduced CGT concessions m...
24 Touko 20min

National Debt Crisis: Is NZ Broke? | Episode 487
New Zealand’s debt is exploding… but is it actually a problem?With Budget 2026 around the corner, we break down New Zealand’s $182 billion debt position, whether the country should be worried about ri...
21 Touko 23min

Australia's Tax Crisis: New Zealand's Golden Opportunity | Episode 486
Australia just changed the game on tax and New Zealand might be the biggest winner.In this episode, we break down Australia’s new capital gains tax changes, why business owners and startups could star...
19 Touko 21min

Why You’re Underprepared For Retirement | Episode 485
Most Kiwis are heading towards retirement with far less than they think they need. The difference between struggling in retirement and living comfortably often comes down to just a few KiwiSaver decis...
17 Touko 16min

Rich vs Wealthy in 2026: Why High Income Isn’t Enough Anymore | Episode 484
More money doesn’t always mean more freedom.In this episode, we break down the difference between being rich and actually building wealth in 2026, including lifestyle inflation, social media pressure,...
14 Touko 10min

The Problem With Owning Too Much Property | Episode 483
You can own millions in property and still feel financially trapped.In this episode, we break down why bigger property portfolios don’t always create financial freedom, including the risks of being eq...
12 Touko 20min

The Harsh Reality of Renting in Retirement | Episode 482
Retirement is changing fast and owning a home no longer guarantees financial security.In this episode, we break down the growing reality of retiring without a home, why more Kiwis are becoming asset r...
10 Touko 14min



















