Cheques and Balances

Cheques and Balances

Whether you're buying your first home, tackling debt, or building long-term wealth, we’ll show you how to make smarter money moves. With over 20 years of combined experience as qualified financial advisers, James Blair and Michael Vincent share straight-talking advice, practical strategies, and real conversations about money - all to help you take control of your financial future with confidence. Check out our website below: lighthousefinancial.co.nz

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The Tax on Shares That’s Costing Kiwi Investors Thousands | Episode 465

The Tax on Shares That’s Costing Kiwi Investors Thousands | Episode 465

Your Sharesies account might be quietly draining thousands in tax and most Kiwis don’t even realise it.We break down how tax actually works on shares in New Zealand - from dividends and PIE funds to t...

31 Maalis 23min

Is NZ’s Economic Recovery at Risk? The Long Term Effects of the Oil Crisis | Episode 464

Is NZ’s Economic Recovery at Risk? The Long Term Effects of the Oil Crisis | Episode 464

A global oil shock could quietly reset New Zealand’s recovery - and most people aren’t ready for the flow-on effects.In this episode, we break down how rising oil prices are driving inflation, impacti...

29 Maalis 20min

A 30 Year-Old’s Retirement Plan | Episode 463

A 30 Year-Old’s Retirement Plan | Episode 463

Build a 30 year retirement plan by starting with your first home.In this episode, we use a real first home buyer case study to break down deposits, KiwiSaver decisions, mortgage affordability, budgeti...

26 Maalis 37min

2026 Financial Plan: Step-by-Step to Fix Your Money | Episode 462

2026 Financial Plan: Step-by-Step to Fix Your Money | Episode 462

If you’re not on track with your 2026 financial plan yet - this is where you fix it.In this episode, we break down how to build a practical financial plan from scratch, covering goal setting, budgetin...

24 Maalis 1h 6min

First Home Buyers Guide NZ: Step-by-Step Process | Episode 461

First Home Buyers Guide NZ: Step-by-Step Process | Episode 461

Buying your first home in NZ isn’t about finding “the one” - it’s about not getting burned in the process.In this 2026 first home buyers guide, we break down everything you need to know - from deposit...

22 Maalis 31min

5 Signs You’ll Have to Work Until 70 (And How to Avoid It) | Episode 460

5 Signs You’ll Have to Work Until 70 (And How to Avoid It) | Episode 460

Most Kiwis won’t realise they’re on track to work until 70… until it’s too late.In this episode, we break down the 5 key signs you’re heading for delayed retirement - from carrying debt into your 60s ...

19 Maalis 14min

KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

KiwiSaver, Investing & Mortgages: Listener Money Questions | Episode 459

Real money questions from listeners - covering KiwiSaver, investing, mortgages, and how to actually build wealth in New Zealand.In this Listener Hotline episode, financial advisors James and Jess answ...

17 Maalis 17min

Meth Contamination: The Silent Killer of the NZ Property Market | Episode 458

Meth Contamination: The Silent Killer of the NZ Property Market | Episode 458

Meth contamination in NZ property is a growing risk that buyers and investors often overlook.In this episode we explain how meth contamination happens, the testing process, remediation costs, new 2026...

15 Maalis 13min

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