96-The Recipe For Success Is The Same
Increased complexity doesn't mean better in personal finances. Whether you have a £100k pension pot or £1m, the underlying investment principles should hold consistent. Benjamin explains why in this ...
9 Touko 202511min
95-Should You Take Your Pension Tax-Free Cash (Lump Sum)?
It's one of the most common queries posed by retirees. Surely getting your hands on 25% of your pension tax free is an absolute no brainer, right? In this episode Benjamin discussed the pros and cons...
2 Touko 202522min
94- Insurance & Trusts, Have You Done This?
Is your life insurance or critical illness plan under Trust? Don't even know what that means, let alone why you would do this?! This is the episode for you. Benjamin explains all and outlines the tax...
25 Huhti 202514min
93- What's The Best Portfolio For You?
The answer to this one is perhaps not what you expect. Benjamin explains all in this episode. Join Benjamin Mitchell (themoneyscot), serial hater of financial jargon, as he helps make your finances ...
18 Huhti 202517min
92- There's No Sense Dwelling On The Past
So we're into the new tax year at last. If you didn't start taking control of your money in the last tax year then you're probably feeling pretty unmotivated right now. In this episode Benjamin expl...
11 Huhti 20259min
91 - Current Market Volatility, A Feature Not A Bug
For some investors the current market volatility will be their first real taste of portfolio volatility. In this episode Benjamin provides a reminder that what you're currently seeing isn't a bug of ...
4 Huhti 202516min
90- Never Had A Pension? Open One Now (Even If You Don't Pay Into It!)
As ludicrous as this sounds, if you've never been a member of a registered pension scheme then you should strongly consider opening a pension, even if you elect to pay nothing into it. Why? Because n...
28 Maalis 202512min
89- Pension Carry Forward Explained
Understanding this crucial rule can allow you to pay more into your pension than you may think you're able to. But it's not without its complications and caveats. Wondering where to start and what t...
21 Maalis 202522min
