How to Money
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased and jargon-free personal finance guidance is more necessary than ever before. When you handle your money in a purposeful, thoughtful way that works for your lifestyle, you can really start living a rich life.

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When Frugality Doesn't Cut It #157

When Frugality Doesn't Cut It #157

We can only go so far with being frugal, before we venture into the realm of cheap. Now don’t get us wrong- frugality is a great tool in your personal finance swiss army knife. We’re frugal fellas our...

15 Tammi 202040min

Ask HTM - Savings Interest Rates are Dropping, What to do if You're Overpaid, and Investing in an ESPP #156

Ask HTM - Savings Interest Rates are Dropping, What to do if You're Overpaid, and Investing in an ESPP #156

This week on the podcast we’re answering your questions! 1 - I was overpaid by my employer, what should I do now? 2 - Should I convert my 401k into an IRA? What considerations should I keep in mind? 3...

13 Tammi 202044min

Level Up Your Money with Gamification #155

Level Up Your Money with Gamification #155

For most normal people, personal finance is boring! There are many reasons why Americans have a really difficult time getting their money act together, but today we’re addressing the fact that we’d ra...

8 Tammi 202047min

Waking Up Early and Intentional Living with 5am Joel #154

Waking Up Early and Intentional Living with 5am Joel #154

It’s probably going to be hard, but waking up earlier this year can help you to get your personal finances in order! We’re excited to talk with our friend 5am Joel about how he got started waking up e...

6 Tammi 202055min

A New Year with More Margin #153

A New Year with More Margin #153

When 80% of folks report that they’re living paycheck to paycheck, it’s clear that this lack of margin in our lives is a major contributing factor to why we have some much stress in our lives. It’s tr...

1 Tammi 202041min

Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck #152

Before Renting Out a Spare Bedroom, Transitioning a Side Hustle to a Small Business, and Why Most 403(b) Accounts Suck #152

This week on the podcast we’re answering your questions! 1 - Should I consider renting out a furnished spare room, and do I go about to vet possible roommates? 2 - How diversified are index funds? 3 -...

30 Joulu 201942min

Money, Your Brain, and Buying Happiness (Bestie) #151

Money, Your Brain, and Buying Happiness (Bestie) #151

Merry Christmas and happy holidays! In the midst of all the festivities, now is a good time to ask ourselves: “Buying new stuff makes us happy, right?” Well if you have a need that is now being met, t...

25 Joulu 201950min

Don't Mess Up Your Taxes, with Keith Schroeder #150

Don't Mess Up Your Taxes, with Keith Schroeder #150

Our guest today is Keith Schroeder who began working in the backwoods of Wisconsin on a family farm fixing silo unloaders- not the kind of job most of us had growing up! But his passionate distaste fo...

23 Joulu 201946min

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