The Roth Conversion Question Most Retirees Miss
Taxes may be the biggest wildcard in retirement, and Roth conversions sit right at the center of that conversation. JoePat Roop walks through how conversions work, when they may make sense, and why la...
17 Maalis 13min
Retirement Myths That Sound Right—But Aren’t
Some retirement beliefs sound reasonable—until the math shows up. This episode tackles common misconceptions around Social Security, spending less in retirement, and working longer as a fallback plan....
10 Maalis 13min
The Hidden Risks of DIY Retirement Withdrawals
Pulling money from retirement accounts sounds simple—until taxes, market swings, and timing enter the picture. JoePat Roop unpacks why withdrawal strategies matter just as much as investment choices. ...
3 Maalis 19min
Why More People Are Choosing to Unretire
Retirement isn’t always about stopping—it’s about redefining purpose. JoePat Roop explores why more people are choosing “unretirement,” continuing to work by choice rather than necessity. The episode ...
24 Helmi 13min
When Retirement Lasts Longer Than You Planned
Living longer is good news—until retirement income has to stretch decades further than expected. JoePat Roop discusses longevity, rising healthcare costs, tax pressure, and the overlooked financial im...
17 Helmi 13min
Are Taxes Silently Eating Your Retirement?
What if your tax strategy is quietly draining thousands from your retirement? In this episode, JoePat Roop exposes the real disconnect between how much people think they need for retirement and what t...
10 Helmi 19min
The Buckets That Shape Your Retirement
Are you prepared to live—and prepared to die? JoePat Roop explores both sides of retirement planning, from creating “buckets” for spending and emergencies to securing your legacy and minimizing future...
3 Helmi 22min
The Retirement Noise You Should Ignore—And What Actually Matters
Feeling overwhelmed by headlines? JoePat Roop cuts through the noise to focus on what truly affects retirees: taxes, income, healthcare, and timing. With insights on charitable strategies, RMD pitfall...
27 Tammi 22min
