Used-car financing gains share as affordability pressures mount
Used-car financing gained ground in the first quarter as affordability pressures continued to push consumers away from higher-priced new vehicles. Used vehicles accounted for 58.6% of all auto financi...
1 Kesä 8min
Auto leaders dive into affordability, funding diversification, credit performance
The higher cost of living is exacerbating affordability concerns and prompting auto lenders to take a close look at rising delinquencies, asset pricing and innovative programs to get consumers into ve...
18 Touko 6min
Financing key for 81% of shoppers when making large purchases
Powersports dealers are introducing financing discussions earlier in the buying process as affordability concerns and economic uncertainty shape consumer behavior during the industry’s peak selling se...
14 Touko 20min
Originations rise in Q1 as affordability challenges, EV demand grow
In the first quarter, the auto finance industry balanced strong auto loan originations with persistent affordability challenges, shifting EV demand and rising asset-backed securitization activity. Aut...
4 Touko 8min
‘Affordability is No. 1’ driver of PNC’s auto refinance demand
Consumer budget concerns are driving year-over-year surges in auto refinance applications, Strati Papageorge, senior vice president of product at PNC Financial, tells Auto Finance News in the latest e...
27 Huhti 14min
Lenders report mixed auto originations, delinquencies dip in Q1
Lenders’ auto originations were mixed in the first quarter, though most reported declining delinquencies.Originations reported by major banks include:Ally Financial, up 12.8% YoY to $11.5 billion;CarM...
20 Huhti 9min
Rising costs, EV demand, regulation reshape auto finance landscape
Auto lenders and dealers are navigating mounting pressure in 2026 as inflation, geopolitical conflict and regulatory shifts weigh on profitability and consumer behavior. Auto lenders are responding to...
13 Huhti 14min
Auto lenders balance growth with rising credit, affordability pressures
Auto lenders are working to balance growth against rising credit and affordability pressures as the market adjusts to shifting consumer behavior in 2026. Luxury vehicle financier Rizz Lending this mon...
7 Huhti 11min
