S A U N A I E

SAUNAIE EPiSODE #137

5 Heinä 202139min

SEASON 5 EPISODE 37 The 50/40/10 Rule a rule we all must apply to our lives as we make money. We never knew about this rule until we started doing research on Budgeting, Investing, & Life. We laid out some key details on what this rule is and also discuss how the rule applies to different people. BUT FIRST we kick off the show with our Quotes of the Day, 1st quote about "Unplugging yourself to recharge" we elaborate more on this quote in the intro of SAUNAIE. The 2nd Quote is about "Doing what Unsuccessful people won't do," we all know what habits those are. NOW FOR THE MAIN EVENT 50/40/10 RULE This rule divides monthly income to balance Financial Needs & Grow Wealth. Monthly Earnings should be divided into 3 separate accounts and we discuss what those 3 are in this segment as well as some examples A lot of people use the 50/30/20 Rule that is more for Consumers, the 50/40/10 rule applies to Investors & Wealth Builders. 2ND SEGMENT: 90 Day Business Blue print in this segment we discuss the steps to building a business in 90 days Days 1-30 is all about Picking your business, researching the business, watching videos, Taking courses, & Mastering the skill Days 30-60 is for Applying the skills you've learned, Gaining Experience, Working for Free which is a Major key, & getting Case Studies Days 60-90 is using your case studies to gain clientele and providing results for your clients & potential customers 3RD SEGMENT: 6 Tips to Budget Your Incomce Don't Underestimate your income Use Microsoft Excel or the app "Every Dollar" Budget in your investments Plan 3 months ahead Anticipate a small sum of money for impulse buys Track every transaction

2 Heinä 202124min

SEASON 5 EPISODE 36 Mental Health Mondays welcome back ladies and gentlemen in this episode we discuss topics pertaining to our Mental Health: Low Self-Awareness, Energy Drainers, & the book Atomic Habits

28 Kesä 202149min

SEASON 5 EPISODE 35: in this episode we cover Weekly Investments to be A Millionaire by 65, Why You Should Own A Business, & Negative Behaviors To Avoid if You Want To Be Wealthy

25 Kesä 202143min

SEASON 5 EPISODE 34: GROWING OR SETTLING On this episode of SAUNAIE it's Mental Health Monday & We're discussing Are We Growing or Settling? It's been a question we all ask ourselves overtime when we know we've come complacent or haven't seen the growth that we wanted to see. So with this episode we detail what Growth Entails, The Book "Atomic Habits" & Mental Health Statistics. We first kick off the show with 2 Quotes of the Day, the 1st Quote is about "Being Mindful of your Thoughts because they affect your outer world" and our host XO elaborates on this quote. The 2nd quote is about "Being kind to yourself at all times and details the feelings that come from being your own bully." Segment 1: Book of The Month: Atomic Habits by James Clear in this segment XO discusses what he learned from chapters 1 through 5 of "Atomic Habits" from Habits being the compound interest of self-improvement, Getting 1% better daily is beneficial in the long run, The Most Effective Way to change your habits is to focus on who you want to become. XO goes into full detail about chapter and how this has been one of his favorite books this as well as how the book has effected his daily habits/behavior 2nd Segment: Growth Entails Have you been Growing or Settling? Complacent or Making progress? Lately I've been complacent in some areas of life and growing in others. Life gets overwhelming sometimes and tries to test you to see if you're ready to grow into your next blessing. I've faced this challenge periodically throughout life and every time I grow. This is what Growth looks like Creating and Establishing your Alone Time, being alone allows you to see things clearly, you get time to analyze and reflect on where you are and where you want to go. Another step of Growth is Changing or Losing Relationships we always want to keep people in our lives longer than they should, we never spend the time to analyze their if the relationship is a healthy one or toxic one until it's too late. A huge Growth step is Asking yourself the Hard Questions like "Have I Grown?" "Am I being Complacent?" "Who do I want to be?" You have to be honest with yourself when asking and answering these questions. We go into depths with this segment on Growth. 3rd Segment: Mental Health Statistics ( done by the National Alliance of Mental Health ) 1 in 5 U.S. adults experience Mental illness each year 1 in 6 U.S. youth aged 6-17 experience a Mental Health Disorder yearly Suicide is the 2nd leading cause of death among people aged 10-34 Ending this episode with Mental Health Statistics helps put our Mental Health into perspective and opens our eyes to help our community and family. If you or anyone you know is dealing with any Mental illness, please reach out for help or reach out to us and we'll help anyway that we can. Thank you P.S. Check out the website, leave a review, also get on our email list to get the latest updates www.SAUNAIE.com Patreon.com/SAUNAIE

21 Kesä 202149min

Season 5 Episode 33 "Show Me The Money" in this episode we discuss Wasting Time v. Investing Time, 8 Streams of Income, & Steps To Build Your Wealth. SAUNAIE kicks off with our host XO discussing the Quotes of The Day, 1st Quote: If a goal is worth having, it's worth blocking out the time in your day to day life necessary to achieve it," 2nd Quote: "Do what you don't want to do to get what you want to get." XO goes into detail about these quotes and reveals how they resonate with him. Have You Been Wasting or Investing Time? in this segment we discuss what Wasting time looks like for example: Netflix, Video Games, or even Procrastinating We also discuss what Investing Time looks like" Watching Courses/Youtube, Learning New Skills, Going To The Gym, etc. We all get the same amount of hours each day & how you spend yours will determine how your future is going to look. You either Invest Time or Waste Time, the choice is yours. 2. 8 Streams of Income Wealth comes from Multiple Streams of Income. So if you want to be wealthy never depend on a single stream of income. The average Millionaire has 7 Streams of Income We start off with the 1st income majority of people have which is "Earned Income" income from working a job, We talk about "Capital Gains," & end the segment off with "Residual Income" this segment gives insight on the different streams of income that we should have and work towards, even if you don't want 7 streams of income at least have more than a single stream. 3. Steps To Build Your Wealth in this segment we talk about Wealth Building and the steps to take to build your Wealth Read Daily: 85% of Millionaires read 2 or more books a month, books offer advice on Life, Family, Business, & Personal Development Leaders are Readers. Another Wealth Building Step would be Investing. Investing in yourself, stocks, Real Estate, Your Business, & Your Network. There's a lot more steps that we discuss in this segment to help us build our Wealth What we do today will benefit our future. We hope this segment helps you out when it comes to Financial Literacy THANK YOU FOR READING HAVE A GREAT WEEKEND

11 Kesä 202135min

SEASON 5 EPISODE 32 MENTAL HEALTH MONDAY in this episode of SAUNAIE we cover Mental Health, our mental health and the mental health of the people we love. SaunaiE kicks off the show with 2 insightful quotes, 1st quote is about "Taking Care of Yourself Helps You Take Good Care of Others," The 2nd Quote is about "Opportunities that we miss," we can't dwell on what we missed out on because we have other opportunities that are on the way being patient and enjoying the process it'll all work out for you. 1st Segment "Checking-in with People"  in this segment we know it's sometimes hard to check in on people because we don't what are the right questions to ask. Well in this segment we found some questions that'll open the door to Checking-in on people like "What's been the toughest part of your week?" "What's been the best part of your week?" and a big question like "What's been a reoccurring Thought you've been having?" and a lot more questions to help us check in with each other. Asking these questions will help us open the door for a deeper communication connection and it'll help us grow as individuals and a community. Let us know how we can help as well. Thank You 2nd Segment: "Ways To Boost The Self-Confidence" & "Nightly Gratitude Questions"

7 Kesä 202131min

SEASON 5 EPISODE 31 Hello welcome to SaunaiE and it's Financial Friday, in this episode we cover our goals for June from Physical goals to Mental goals and ending with Financial goals. We believe having these goals set monthly drives our personal development especially when it comes to Mental Health & Financial Literacy. Our host XO details what are his goals in each category, but we want to know WHAT ARE YOUR GOALS FOR JUNE? HOW ARE YOUR GOALS GOING THiS YEAR? EMAIL US at SAUNAIEPODCAST@GMAIL.COM 2nd Segment: Book of the Month "Atomic Habits" by James Clear. This book grabbed our attention because it was on a lot of "Books To Read" List as well as helping us improve who we are on a daily basis, improving our habits and breaking our old habits while mastering tiny behaviors that lead to results. WHAT BOOKS ARE YOU READING THIS MONTH? WHAT BOOKS DO YOU RECOMMEND? WHAT SHOULD WE READ NEXT? 3rd Segment: Signs Why You Should Quit Your Job in this segment we discuss the signs we miss when it comes to contemplating on Quitting a Job like "Lack of Passion, Work-Related Stress is affecting your Mental & Physical Health, Feeling Miserable Every Morning dreading going to your 9 to 5, Have you been feeling like you aren't getting paid enough... Well in this segment we talk about it and see if quitting your job is really the way to go. Tune in and let us know what you think. 4th Segment: Don't Quit Just Yet.... We talked about Signs On Why You Should Quit Your Job but we can't talk about that and not talk about why you shouldn't quit until... We cover 6 tips you should consider before quitting your job like having an Emergency Fund, Making Enough from your Side Hustle so it can be your Main Hustle, as well as working 12-16 hours a day on your business, and many more. Thank You Taking The Time To Read This, Since you took the time to read these show notes. I'll be mailing you a SaunaiE Hat just email us yout info at Saunaiepodcast@gmail.com ALSO Check out our Patreon - > Patreon.com/SAUNAIE

4 Kesä 202130min