If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(743)

390: Why Your Whole Life Insurance (Probably) Won’t Ever Profit

390: Why Your Whole Life Insurance (Probably) Won’t Ever Profit

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389: Finance Friday: How to DOUBLE Your Net Worth in 1 Year (or Less!)

389: Finance Friday: How to DOUBLE Your Net Worth in 1 Year (or Less!)

Doubling your net worth in only a year? Seems impossible, right? Is making such massive money moves during a down market even realistic? If you think it can’t be done, tune in, and you’ll hear exactly...

3 Mar 202353min

388: Twitter’s “Warning Shot” and What to Look for When Investing in Tech

388: Twitter’s “Warning Shot” and What to Look for When Investing in Tech

Twitter’s massive layoffs affected the tech industry more than people think. For years, tech stocks ran with enormous valuations, with over-inflated workforces of employees getting paid six-figure sal...

27 Feb 202358min

387: Finance Friday: Is Staying At Your Job Costing You More Than You Think?

387: Finance Friday: Is Staying At Your Job Costing You More Than You Think?

Most people assume that buying rental properties is only for those making six-figure salaries. How can the average American afford the sizeable down payment and high interest rates of today’s housing ...

24 Feb 202343min

386: How to Build Wealth While Working for Tips

386: How to Build Wealth While Working for Tips

Look up any “how to retire early” guide online, and you’ll see some basic information: invest in your 401(k), take advantage of your employer match, buy real estate, and invest the rest in index funds...

20 Feb 20231h 3min

385: How to Use Equity in Your Home to Reach Financial Freedom Faster

385: How to Use Equity in Your Home to Reach Financial Freedom Faster

Your home equity could be the secret sauce to earlier retirement. With so many homeowners and rental property investors across the nation sitting on hundreds of thousands in home equity, one asks, “wh...

17 Feb 202354min

384: How Red Robin’s Waiter of the Year Built MULTIPLE 9-Figure Businesses

384: How Red Robin’s Waiter of the Year Built MULTIPLE 9-Figure Businesses

Every entrepreneur wants to build a nine-figure business. Even a million dollars in revenue seems like a dream to the everyday American. So how did a Red Robin waiter, making five-dollar tips, leave c...

13 Feb 20231h 7min

383: The Hidden World of Credit Hacks That Leads to 0% Interest Loans

383: The Hidden World of Credit Hacks That Leads to 0% Interest Loans

Knowing how to build business credit could be the difference between starting your dream business or waiting on the sidelines. And while most people think that building business credit requires years ...

10 Feb 202340min

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