If We Started FIRE Over in 2025, Here's Exactly What We'd Do

If We Started FIRE Over in 2025, Here's Exactly What We'd Do

What would you do differently if you could start your FIRE journey over today? Back in 2013, Scott was fresh out of college house hacking his way to financial independence, while Mindy and her husband were deep into their FIRE journey documenting it all on their blog. Fast forward to 2025—both are financially independent, but if they were starting from scratch today, they'd make some serious changes. Welcome to the BiggerPockets Money Podcast! In this episode, Scott and Mindy reveal what they'd do differently starting their FI journey in 2025. The fundamentals still work—frugality, saving, investing—but the tactical strategies? Those have evolved dramatically. In this episode, we cover: The real estate strategies Scott would prioritize in today's market Stock investments and portfolio allocation for 2025 How AI and technology are reshaping the path to FI The biggest regrets—including times they wish they'd spent MORE What still works from 2013 vs. what's completely outdated Lifestyle changes they'd make earlier in the journey Updated timelines and expectations for achieving FIRE today Whether you're just starting out or already on track to financial independence, this episode gives you a fresh roadmap for building wealth in today's world. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episoder(743)

334: Finance Friday: The 5 Questions to Ask if You Want to Fast-Track FI

334: Finance Friday: The 5 Questions to Ask if You Want to Fast-Track FI

If someone told you that financial freedom could be achieved by traveling the world, you probably wouldn’t believe them. How can going on a work vacation to Europe make you richer? Surprisingly, doing...

9 Sep 202247min

333: From Broke at 40 to FI at 50 While Raising 4 Kids

333: From Broke at 40 to FI at 50 While Raising 4 Kids

In the early retirement movement, becoming a millionaire is a crucial part of the financial path. While everyone has different spending habits, the first million will allow you to start pivoting so yo...

5 Sep 202253min

332: Handling Finances as a Couple: Individual, Combined, or a Bit Of Both?

332: Handling Finances as a Couple: Individual, Combined, or a Bit Of Both?

Having shared finances, for most couples, is an automatic thing to do once married or after being together for many years. It seems natural to want to combine income, expenses, and investments all in ...

2 Sep 202257min

331: From Food Stamps to Six-Figure Flips and Debt-Free On a Teacher’s Salary

331: From Food Stamps to Six-Figure Flips and Debt-Free On a Teacher’s Salary

How would a six-figure side hustle change your financial picture? Think of the possibilities—being able to travel, becoming debt-free, or even buying your dream home. For most Americans, income is cap...

29 Aug 20221h 1min

330: The Ultimate Teen Money Hack for Parents

330: The Ultimate Teen Money Hack for Parents

You’ve heard of money hacks before, but probably not like this. For the teenagers and parents of teenagers listening, this episode will give you everything you need to make yourself, or your child, fi...

26 Aug 202245min

329: From Extreme Poverty to DIY Wealth and 2 Full-Time Incomes w/The She Wolfe of Wall Street

329: From Extreme Poverty to DIY Wealth and 2 Full-Time Incomes w/The She Wolfe of Wall Street

Wealth-building isn’t a pre-formulated path for most people. For those raised in poverty, the thought of financial stability seems like a far-out dream. Achieving financial independence or early retir...

22 Aug 20221h 6min

328: The Best Alternative Investment No One Knows About w/Alex Breshears and Beth Johnson

328: The Best Alternative Investment No One Knows About w/Alex Breshears and Beth Johnson

For average investors, private money lending has been mentally squared away as “something mega-wealthy people do.” Most investors will write off lending money because they think they lack the experien...

19 Aug 20221h 43min

327: Why the Stock Market Should NOT Scare You (Even As It Crashes) w/Brian Feroldi

327: Why the Stock Market Should NOT Scare You (Even As It Crashes) w/Brian Feroldi

A stock market crash looks like bad news. The world is ending and everything is down. There won’t be any more profits to take…until the stock market gets back on track, which it always does. We’re not...

15 Aug 202250min

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