Budget Nerds3 Des 2025

#130 - Gen Z Money Trends: How TikTok and Instagram Are Shaping Personal Finance

In today's episode resident social media gurus Amber and Sarah, of Instagram and TikTok fame respectively, join the show to talk about the personal finance trends that are going viral among the Gen Z population right now. The economy is difficult to thrive in, especially for young people, and the Zoomers have come up with creative ways to use their native digital environment to execute the common goals of all people trying to improve their finances: pay off debt and get out of the paycheck to paycheck cycle.

In this episode Sarah and Amber share six TikTok and Instagram videos as examples of popular trends, including:

"No Spend" November
"No Swipe" November
Making micro debt payments to stay engaged with the goal of paying off debt
Gamifying likes and social media engagement to pay off debt

Ernie shares his enthusiam for personal finance challenges and trends that bring a social element to finance, while Ben ponders whether using social media to help pay off debt is creative or dystopian. One thing is for sure -- young adults are finding creative ways to improve their relationship with money and bond with others working toward the same goal.

Follow Budget Nerds on YouTube

Budget Nerds Livestreams: https://www.youtube.com/@YNABofficial/streams

Budget Nerds Episodes: https://www.youtube.com/channel/UCuIUGmbCDklkDCDm-cQqv2g

Share your YNAB wins with Ben and Ernie!

budgetnerds@ynab.com

Denne episoden er hentet fra en åpen RSS-feed og er ikke publisert av Podme. Den kan derfor inneholde annonser.

Episoder(116)

#140 - YNAB With Us Live! (YouTube Live May 13, 2026)

Ben and Ernie are live on YouTube again, this time inviting you to YNAB with them! Ben and Ernie went live on May 13, 2026, and walked through their recent transactions -- categorizing, moving money, ...

14 Mai 45min

Ben & Ernie LIVE Today on YouTube 3:30pm ET

Ben and Ernie are going live again on YouTube today, May 13th, 2026 at 3:30pm Eastern time. They'll be going through their own transactions, categorizing, moving money to handle overspending, and more...

13 Mai 1min

#139 - Sixteen YNAB Features Hidden in Plain Sight

Ben and Ernie round up sixteen of their favorite YNAB features and share them on today's show, including some oft-overlooked tools in the app. Whether you're brand new or a veteran YNAB'er, there's pr...

29 Apr 52min

#138 - Our Biggest Wins Episode Yet: 22 Epic YNAB Wins

Ben and Ernie are back with another round of YNAB wins, and they keep getting better and better. In today's episode they share 22 money wins from YNAB'ers around the world who found financial peace, g...

8 Apr 50min

#137 - Patching vs (re)Building Your Money Habits

Ernie floated a sports reference to Ben in a recent discussion, the concept of an NFL team patching together the holes in their lineup with trades and free agents versus completely rebuilding it from ...

25 Mar 1h 9min

#136 - Our Favorite Things to Do In YNAB | 2026 Edition

Nearly five years ago, in a very early episode of Budget Nerds (before the podcast feed!), Ben and Ernie discussed their top three favorite things to do in YNAB. Today they are revisiting that concept...

11 Mar 58min

#135 - 5 Signs You Are Bad with Money

It's not hard to see that many people struggle to manage their money. Most people are, well, frankly bad with money. That is not a value judgment, or a comment about their character or willpower, or a...

25 Feb 1h 3min

#134 - Ben's Category Breakdown (2026 Edition)

Today it's Ben's turn to share the categories in his plan -- all 93 of them! Ernie opens with a challenge: did Ben actually change his plan after examining Ernie's categories in episode #132? You'll h...

11 Feb 1h 22min