Travel Agencies: Your Complete Payment Survival Guide 2025

Travel Agencies: Your Complete Payment Survival Guide 2025

Most travel merchants are operating with a financial time bomb they don’t even know is ticking. In this episode of the Payments Guy, Frank breaks down why the travel industry is one of the highest-risk categories in payments, how banks evaluate future-delivery risk, and the practical moves that keep your cash flow safe. If your business depends on collecting money now for future delivery, this is the roadmap for keeping the money flowing and your merchant account stable. In this episode, thes...

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Episoder(24)

Why Some MLM Companies Struggle to Get Approved for Credit Card Processing (And How to Make It Easy)

Why Some MLM Companies Struggle to Get Approved for Credit Card Processing (And How to Make It Easy)

If you run an MLM or direct selling company, payment processors classify you as high-risk before you process a single transaction — and most founders don't find out why until their account is frozen o...

28 Sep 9min

Why Stripe, Square, or PayPal Just Shut Down Your Account

Why Stripe, Square, or PayPal Just Shut Down Your Account

Your Stripe, Square, or PayPal account can be terminated with little warning — and when it happens, your funds may be held for 90 to 180 days. In this episode of The Payments Guy, Frank Sena breaks d...

8 Sep 11min

Banks Measure Your Risk Before You Ever Know It. Here's What They See

Banks Measure Your Risk Before You Ever Know It. Here's What They See

Banks decide whether your business is "high-risk" before a single human being reads your application — and most owners don't find out until their account is terminated. In this episode of The Payments...

17 Aug 11min

Chargebacks: The One Number That Can Shut You Down

Chargebacks: The One Number That Can Shut You Down

Your chargeback ratio is the one number that can permanently shut you out of credit card processing — not just with one bank, but across the entire industry. In this episode of The Payments Guy, Frank...

5 Aug 12min

CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025

CBD Merchant Accounts: Why 90% Get It Wrong & How to Avoid Shutdowns in 2025

Most CBD brands don’t lose sales because of bad marketing, they lose them because their payment processor shuts them down without warning. In this episode, Frank exposes the hidden traps that quietly ...

21 Nov 202515min

The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025

The Truth About the MATCH List — How to Recover After Your Merchant Account Gets Terminated In 2025

In this episode of The Payments Guy, Frank breaks down one of the most intimidating challenges merchants face: being placed on the MATCH list. You might be wondering: is this a business death sentence...

7 Nov 202516min

PayPal Account Terminations: High-Risk Merchant Processing Guide 2025

PayPal Account Terminations: High-Risk Merchant Processing Guide 2025

PayPal is an easy-to-use payment processor, but that convenience comes with a cost. In this episode, Frank covers PayPal account terminations and real payment alternatives for high-risk merchants. As ...

24 Okt 202521min

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