Home Story with Veronica (Aired 12-26-25) First-Time Buyer Essentials, Credit & Loan Types Explained

Home Story with Veronica (Aired 12-26-25) First-Time Buyer Essentials, Credit & Loan Types Explained

Chapters
  • (00:00:00) - Home Story with Veronica
  • (00:01:55) - Get Pre-Approved Before Even Looking at Homes
  • (00:06:39) - Get Pre-Approved to Buy a House
  • (00:07:17) - What credit score is realistic to shoot for as a first time buyer
  • (00:07:54) - How to Improve Your Credit While Getting Ready
  • (00:08:38) - How Much Money Should Homebuyers Save for Their Down Payment?
  • (00:11:31) - Home Story
  • (00:12:58) - The Credit Score That Matters Most
  • (00:14:41) - How Do Debt to Income Ratio Compare?
  • (00:17:46) - Can Cash Income be Count as Income on Your Tax Return?
  • (00:20:16) - What is the biggest credit mistake that you see new buyers make?
  • (00:21:35) - Mortgage: Do Bad Things Hurt Your Credit?
  • (00:23:35) - Which Mortgage Is Best? FHA vs Conventional?
  • (00:26:15) - FHA vs. Conventional Mortgage
  • (00:27:23) - FHA vs Conventional: What's The Difference?
  • (00:28:56) - USDA or VA Farm Loans
  • (00:29:27) - USDA vs VA Home Loan: What's The Difference?
  • (00:32:00) - USDA and VA Loan Programs
  • (00:32:51) - Mortgage Insurance and PMI
  • (00:35:50) - Home Story with Veronica
  • (00:37:17) - What Underwriting Is Really Done
  • (00:38:54) - Why Do Appraisal Valuations Come in Low?
  • (00:39:42) - 3 Ways to Delay a Loan Application
  • (00:43:19) - When Buying a Home With a Self-Employed Lender
  • (00:44:39) - Buyers Should Know What To Do While Waiting For Final Approval
  • (00:47:53) - Home Story

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Episoder(23)

Home Story with Veronica (Aired 05-15-26) What Luxury Buyers Need to Know About Financing Before They Shop

Home Story with Veronica (Aired 05-15-26) What Luxury Buyers Need to Know About Financing Before They Shop

In this episode of Home Story with Veronica, host Veronica Diquez sits down with senior loan officer Tyler Lombardo of CrossCountry Mortgage to explain what buyers need to understand before entering t...

15 Mai 50min

Home Story with Veronica (Aired 05-08-26) Cash offer or bigger profit? What every home seller needs to understand before saying yes

Home Story with Veronica (Aired 05-08-26) Cash offer or bigger profit? What every home seller needs to understand before saying yes

In this episode of Home Story with Veronica, host Veronica Diquez sits down with real estate expert Derek Blanton to unpack what cash offers really mean—and why they are not always the best option for...

9 Mai 49min

Home Story with Veronica (Aired 04-24-26) Can you buy a home in the U.S. without citizenship? The truth about ownership, financing, and your rights

Home Story with Veronica (Aired 04-24-26) Can you buy a home in the U.S. without citizenship? The truth about ownership, financing, and your rights

In this episode of Home Story with Veronica, host Veronica Diquez sits down with immigration attorney Jamilah Espinosa to break down the real truth behind one of the most misunderstood questions in re...

28 Apr 49min

Home Story with Veronica (Aired 04-03-26) The Market Isn’t Crashing Here’s What’s Really Happening in Real Estate

Home Story with Veronica (Aired 04-03-26) The Market Isn’t Crashing Here’s What’s Really Happening in Real Estate

In this episode of Home Story with Veronica, host Veronica Diquez sits down with Trent Corbin owner of The Redbud Group to cut through the noise surrounding today’s real estate market and answer the q...

3 Apr 49min

Home Story with Veronica (Aired 03-27-26) When love ends, the real decisions begin: navigating divorce, money, and the future of your home

Home Story with Veronica (Aired 03-27-26) When love ends, the real decisions begin: navigating divorce, money, and the future of your home

In this episode of Home Story with Veronica, host Veronica Diquez sits down with Kelley Hughes Certified Divorce Financial Analyst (CDFA) and founder of Smart Divorce Decisions to unpack one of life’s...

28 Mar 49min

Home Story with Veronica (Aired 03-20-26) Is It Time to Sell? Commercial Real Estate Strategies for 2026

Home Story with Veronica (Aired 03-20-26) Is It Time to Sell? Commercial Real Estate Strategies for 2026

In this compelling episode of Home Story with Veronica, host Veronica Diquez sits down with Julio Gomez, commercial real estate specialist at Keller Williams South Park, to break down what every prope...

21 Mar 48min

Home Story with Veronica (Aired 03-06-25) Housing with Dignity: Reimagining Workforce Living Through Community, Stability, and Smart Multifamily Investment

Home Story with Veronica (Aired 03-06-25) Housing with Dignity: Reimagining Workforce Living Through Community, Stability, and Smart Multifamily Investment

In this meaningful episode of Home Story with Veronica, host Veronica Diquez sits down with Sharif T. Mitchell and Edward A. Sarkisyan, the partners behind Mitchell and Sarkisian Holdings, to explore ...

6 Mar 48min

Home Story with Veronica (Aired 02-13-26) The Deal Breaker No One Warns You About: Why Smart Sellers Secure a Home Warranty

Home Story with Veronica (Aired 02-13-26) The Deal Breaker No One Warns You About: Why Smart Sellers Secure a Home Warranty

In this eye-opening episode of Home Story with Veronica, host Veronica Diquez explores one of the most underestimated risks in real estate transactions: unexpected system and appliance failures during...

14 Feb 47min

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