Experian's tech chief defends credit scores: 'We're not Palantir'

Experian's tech chief defends credit scores: 'We're not Palantir'

Experian is one of those giant multinationals convoluted enough to have multiple CEOs all over the world, so first I asked Alex Lintner, Experian's CEO of technology and software solutions, to dig into the classic Decoder questions and explain how all of that even works. He oversees big operations like security and privacy, and now, of course, AI. If you want to participate in the modern economy — rent an apartment, buy a car, get a job, etc — you’re part of Experian’s ecosystem, whether you like it or not. At its heart, Experian’s core service is data about people and the choices they make. And this extremely valuable data weirdly makes Experian a part of your life — a life that becomes much smoother if the data the company collects about you tells a good story. Read the full interview transcript on The Verge. Links: Roughly half of Americans are knowledgeable about personal finance | Pew Research How Americans view data privacy | Pew Research Consumer voices on credit reports and scores | CFPB Mercedes-Benz CEO Ola Källenius on Decoder | The Verge The Palantir app ICE uses to find neighborhoods to raid | 404 Media T-Mobile customers exposed in major Experian breach (2015) | The Verge All the news about the Equifax breach | The Verge Subscribe to The Verge to access the ad-free version of Decoder! Credits: Decoder is a production of The Verge and part of the Vox Media Podcast Network. Decoder is produced by Kate Cox and Nick Statt and edited by Ursa Wright. Our editorial director is Kevin McShane. The Decoder music is by Breakmaster Cylinder. Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Episoder(936)

Musk v Altman: Much ado about nothing

Musk v Altman: Much ado about nothing

Musk v Altman was nominally about OpenAI's conversion to a for-profit entity, and how it went about that change. But really, the suit seems mostly to have been about Elon Musk being mad at Sam Altman ...

21 Mai 34min

Exclusive: Jonah Peretti explains why he sold BuzzFeed

Exclusive: Jonah Peretti explains why he sold BuzzFeed

Just days before we spoke, BuzzFeed co-founder and CEO Jonah Peretti agreed to sell the company, which was losing money and at risk of shutting down. Now there’s a new lease on life — and new leadersh...

18 Mai 1h 10min

How companies weaponize the terms of service against you

How companies weaponize the terms of service against you

Brendan Ballou is founder of the Public Integrity Project and author of the new book,  When Companies Run the Courts, about the rise of forced arbitration. Forced arbitration is similarly everywhere ...

14 Mai 54min

Joanna Stern is not a robot, but she lived with them

Joanna Stern is not a robot, but she lived with them

My guest today is longtime friend of the show Joanna Stern. You all know Joanna: she is the former senior personal technology columnist for The Wall Street Journal, a former Decoder guest host, one of...

11 Mai 1h

Rewind: How AI is fueling an existential crisis in education

Rewind: How AI is fueling an existential crisis in education

Hey, everyone, Nilay here. We’re off today, while the team and I are cooking on a lot of really great stuff in the coming weeks. We’ll be back with an all-new interview on Monday.  In the meantime, w...

7 Mai 42min

Dara Khosrowshahi on replacing Uber drivers — and himself — with AI

Dara Khosrowshahi on replacing Uber drivers — and himself — with AI

It’s become an annual tradition to have Uber CEO Dara Khosrowshahi join us in the studio when he comes to New York for Uber’s big Go-Get event every year. This year, the big news was that Uber's expan...

4 Mai 1h 14min

How to win — or lose — Decoder

How to win — or lose — Decoder

This is Nick Statt, senior producer on Decoder. We last ran a mailbag episode during the holidays, and we decided it was a good idea to do that kind of thing more often. So we’re back with Nilay as th...

30 Apr 45min

That UL safety logo is a lot more complicated than it looks

That UL safety logo is a lot more complicated than it looks

Jennifer Scanlon is CEO of UL Solutions, one of those hidden-in-plain-sight companies we like to poke at here on Decoder. UL's been around for more than 100 years; it started as a way for insurance co...

27 Apr 1h 2min

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