342 - Lessons from Buying Commercial Property: SASS With A 13%+ Return

For this month's DDD episode of The Blueprint Podcast, we're joined by Tom Woodcock, a successful entrepreneur based in the North East.

Tom's main business is in retail, and he joined Property Entrepreneur in 2023 to learn the Blueprints that could help him scale both his retail business and his property business.

In this episode, Tom shares how he bought his commercial unit and the adjoining property using his SASS pension — plus all the learnings from doing a deal like this and the key benefits of investing via an SASS pension as well as how he is now using his SASS to invest in property.

This wasn't an overnight success story either, this deal was 10 years in the making!

What you'll learn in this episode:

• What an SASS pension is and how it works for property

• Why commercial property can be a strong fit for pension investing

• The biggest lessons learned from structuring the purchase correctly

• The benefits of pension-led investing (control, long-term thinking, tax efficiency)

• Why this deal took 10 years and how Tom made it happen

The Deal Numbers:

• Purchase price (incl. Stamp Duty & fees): £307,748

• Total net spend (incl. refurbishment): £286,180

• Cash recovered back into the SASS: £46,568

• Income & Valuation

• Annual income: £39,000

• Yield valuation at 10%: £390,000

Outcome

• Equity gain: £103,820

• Corporation tax savings: £13,566

• Gross return: 13.6%

Success and failure are both very predictable.

I hope you enjoy.

Want to contact Mark or his guests?

www.theHMOagent.com

mark@theHMOagent.com

Tom Woodcock

https://www.facebook.com/share/1KNAtyMLKn/?mibextid=wwXIfr

tom@direct-pets.co.uk

Want to learn more?

👥 Join 12.9K+ property entrepreneurs and business owners in our free Property Entrepreneur Facebook Group — a community built on shared knowledge, proven strategies, and support from those on the same journey..
👉 The Property Entrepreneurs Community

📺 Want Daniel's proven Blueprints in action?
Subscribe to The Blueprint YouTube Channel for powerful, practical content on how to start, scale, or sell a business in property — straight from the source.
👉 Watch & Subscribe Now

Follow Daniel on Social:

Instagram: @propertyentrepreneur_

Facebook: @PropertyEntrepreneurOfficial

LinkedIn: @propertyentrepreneur

Check out our new Instagram: @propertyentrepreneur_uk