Rates up! Did 2025 buyers just take a massive risk?

Rates up! Did 2025 buyers just take a massive risk?

Rates are higher. Supply is tighter. So where does that leave buyers and investors in 2026? Pete and Chris leads this first timely property and break down rising rates, sticky inflation, the expanded 5% first-home buyer scheme, and the structural supply gap driving pressure across the market. Together, they discuss: Who is feeling the pressure right now — renters, first-home buyers, investors, developers. What higher-for-longer means for borrowing power, buffers and timing decisions. How to think clearly when credit conditions stay tight. The 5% First-Home Buyer Scheme Whether lower deposits improve affordability or increase leverage. Can Australia can realistically build its way out? Where disciplined buyers and resilient borrowers are still finding opportunity. Listener Q&A Resources for this episode ⁠Ask a question (select the Property podcast)⁠ Rask Resources ⁠Pete's Buyers Agency⁠ ⁠Alcove mortgage broking⁠ ⁠Amy Lunardi Buyers Agency (Melbourne)⁠ ⁠All services⁠ ⁠Financial Planning⁠ ⁠Invest with us⁠ ⁠Access Show Notes⁠ ⁠Ask a question⁠ ⁠We love feedback!⁠ Follow us on social media: Instagram: ⁠@rask.invest⁠ TikTok: ⁠@rask.invest⁠ DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): ⁠https://www.rask.com.au/fsg Learn more about your ad choices. Visit megaphone.fm/adchoices

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Episoder(330)

Are higher rates breaking the property market? Pete and Chris on buying in a downturn

Are higher rates breaking the property market? Pete and Chris on buying in a downturn

Are higher interest rates finally testing the Australian property market—or creating a window for patient buyers? In this episode of the Australian Property Podcast, Pete Wargent and Chris Bates disc...

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Young people and property - is it possible?

Young people and property - is it possible?

Can young Australians still buy a home, or is property ownership slipping further out of reach? In this Australian Property Podcast livestream, Owen and Milli unpack the challenge of buying property ...

26 Sep 1h 4min

Property prices down 10%: is this the upgrader opportunity?

Property prices down 10%: is this the upgrader opportunity?

Are higher global bond yields and the prospect of more RBA rate hikes about to push Australian property prices lower — or create a rare window for buyers ready to upgrade? In this episode of the Aust...

19 Sep 49min

Is this a genuine buying window in Sydney and Melbourne?

Is this a genuine buying window in Sydney and Melbourne?

Buyer demand has gone quiet, auctions are being pulled and another interest rate rise could be coming. Is this a genuine buying window, or are Sydney and Melbourne only halfway through the correction?...

12 Sep 43min

Will another RBA hike freeze the property market this spring?

Will another RBA hike freeze the property market this spring?

In this Australian Property Podcast episode, Pete Wargent and Chris Bates take stock of a property market that feels busier on the surface but weaker underneath. Open home traffic is picking up, yet b...

5 Sep 54min

Do you need a buyer's agent in a buyer's market?

Do you need a buyer's agent in a buyer's market?

In this Australian Property Podcast episode, Chris Bates and Amy Lunardi unpack a question more buyers are asking in softer conditions: do you still need a buyer's agent when the market feels like it ...

1 Sep 47min

Spring buyers' market or false dawn? Rents, listings and 40-year mortgages

Spring buyers' market or false dawn? Rents, listings and 40-year mortgages

In this episode of Australian Property Podcast, Pete Wargent and Chris Bates unpack whether spring will bring genuine opportunity for buyers or just more noise in a fragile market. It is a practical c...

29 Aug 50min

Property reset or buying window? Sydney, spring listings and the six-year rule

Property reset or buying window? Sydney, spring listings and the six-year rule

In this Australian Property Podcast episode, Pete Wargent and Chris Bates unpack a market that still looks soft on the surface but may be opening a sharper decision window for buyers, upgraders and lo...

22 Aug 44min

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